Comparison

Chaingapp vs LubyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chaingapp

This app facilitates seamless cash-to-digital exchanges, eliminating the need for physical change. It enables micro-savings and digital payment solutions for both consumers and merchants, streamlining transactions and reducing reliance on physical currency.

Highlights
  • Cash to digital exchange
  • Micro-savings
  • Digital change dispensing for merchants
  • Fast signup
  • No maintenance fees
  • Secure and reliable payments
Features
Read full description

Chaingapp is a cash to digital exchange solution. No need to roundup your change and no need to have coins scattered all over your purse and dangling in your pocket all day. No exact change is required for cash purchase. This helps you with micro-savings and investing with loose change you would normally drop under the couch, car seat or in your laundry. As a merchant, there is no need for physical bank trips for coins or notes to give change. Whenever you run out of coins to give, simply transfer funds from your linked account and start dispensing change digitally. That 2.5 extra seconds it takes to give physical change can be cut in half, saving you time and adding more value to your business and customers in the long run. Chaingapp is a free app that allows users to get their change paid digitally. It is a safe, secure and reliable mobile payment solution. What's great about Chaingapp? Chaingapp gives you a Simple, Fast, Secured and Reliable app. It helps you as a merchant, reduce your bank visits. Also signing up takes less than a few minutes and there are no maintenance fees. Chaingapp also helps you save for a rainy day. By joining, no more contact with cash. How does it work? Chaingapp works in three easy steps: Download and signup for Chaingapp in a matter of minutes. The signup process is simple and fast so you can start scanning and accept your change right away. As a merchant, Chaingapp also works in three easy steps: Just download the app and signup for a business account in minutes, scan and start dispensing change right away.

About

LubyPay

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

Highlights
  • Secure and convenient payments
  • Free multi-currency wallet
  • Instant fund addition
  • Send, request, and transfer money
  • Multi-currency exchange
  • Virtual card issuance
Features
Read full description

LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card

Screenshots

Chaingapp4 screens
LubyPay4 screens

Verdict

The call

The clearest difference is update cadence: LubyPay at weekly against Chaingapp's every 6 months. Chaingapp's advantage is ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Chaingapp against 5.0 for LubyPay. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Chaingapp ships an update every 6 months, LubyPay weekly. The most recent releases landed on October 2, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Chaingapp versus LubyPay: the parameters behind the verdict, then further details
ParameterChaingappLubyPay
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings3 — better1
Update frequencyEvery 6 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.4 — better13.4
Further details — not scored
Size20 MB70 MB
Age rating4+17+
DeveloperChaingapp IncLubyAll LLC

Customer experience

Chaingapp

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

LubyPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chaingapp

No in-app purchases

None

LubyPay

No in-app purchases

Questions

Is Chaingapp free?
Chaingapp is free to download, with no in-app purchases.
Is LubyPay free?
LubyPay is free to download, with no in-app purchases.
Which has better reviews, Chaingapp or LubyPay?
Chaingapp and LubyPay are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do Chaingapp or LubyPay have ads?
Neither Chaingapp nor LubyPay shows ads.
Which is updated more often, Chaingapp or LubyPay?
Chaingapp ships an update every 6 months, and LubyPay weekly. Most recently, Chaingapp was updated on October 2, 2026 and LubyPay on October 17, 2026.

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