My Debts vs Ant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Debts
Organize and track all your debts, bills, subscriptions, and daily expenses in one place. Receive timely payment reminders and view insightful spending reports to improve your savings and financial planning.
- Track debts, bills, and subscriptions
- Log and categorize daily expenses
- Scan receipts for faster expense entry
- Payment reminders
- Real-time debt and expense totals
- Spending reports with charts
- Home screen widgets
- Siri Shortcuts integration
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Organize your debts, expenses and payments easily. With Mis Deudas, keep track of debts, everyday expenses, subscriptions and monthly payments in one place. Get reminders and improve your personal savings. Do you have debts, pending payments or several subscriptions and forget the due dates? With Mis Deudas you can: Track debts, bills, monthly payments, subscriptions and tandas (rotating savings groups). Log your daily expenses and sort them by category. Scan receipts to capture expenses faster. Get reminders before every payment. See the total of your debts and expenses in real time. View reports with charts of your spending by category. Use Home Screen widgets to see your finances at a glance. Add expenses and check your balance with Siri Shortcuts and quick actions. Organize your money and plan your savings better. Access premium features like expense tracking, subscriptions and recurring monthly payments. Mis Deudas is the ideal app for anyone who wants to manage their personal finances simply and quickly. Download now and start taking control of your finances. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ant
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Ant is your expense tracker and money notebook, on your own, as a couple or with family: log an expense in seconds, see how much you can spend today, and close each month knowing what you saved. No accounts, no sign-ups and no ads. Your data lives on your iPhone and in your iCloud. — TYPE YOUR EXPENSE — Type "tacos 145" or "uber yesterday 80" and Ant fills in the amount, category, type and date. With Apple Intelligence, it understands even more. — AVAILABLE TODAY — Log your income and your savings goal, and Ant tells you how much you can spend today and stay on track for the month. Go over, and tomorrow adjusts on its own. — AS A COUPLE OR A FAMILY — Keep the household budget with your partner or family, or split a trip with friends. Each space is a card: tap to switch. Invite with a link, no one needs to create an account. — THREE STYLES — Pick the style of the whole app for each space: Classic (the app you know, with Liquid Glass), Diary (torn paper, washi tape and dried flowers) or Terminal (green on black). — YOUR NOTEBOOK — In Diary and Terminal, one page per day with your expenses on lines, the day's total and a note about how it went. — ESSENTIAL OR TREAT — Mark each expense as Essential, Treat, Growth or Unexpected, and see how much went to treats without guessing. — MONTH CLOSE — Four questions to close the month: how much you had, how much you wanted to save, how much you spent and how you can do better. Then seal it and share your month as an image, without amounts. — RECEIPT PHOTO — Keep a photo of the receipt with the expense. Ant reads the total for you. — BUDGETS AND ANALYSIS — Set a monthly or per-category budget and get a heads-up as you get close. See spending by category, by kind and the trend over recent months. — WIDGETS AND APPLE WATCH — Your available-today amount on the Home Screen, the Lock Screen and your wrist. Log an expense from the Watch without taking out your phone. ANT PREMIUM (one-time purchase, forever) Type your expenses and Ant fills them in, receipt total reading, unlimited categories, recurring expenses (rent, subscriptions), PDF and CSV export, and app icons. Try it free before buying. One payment, no subscription. Start free today.
Screenshots
Verdict
The clearest difference is ads: Ant at none against My Debts's shown. Ant also leads on device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Debts sells 2 in-app purchases, starting at $2.99 per month and Ant sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
My Debts ships an update weekly, Ant every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | My Debts | Ant |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (9 ratings) — better | — |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Weekly | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 18.6 | 18.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Ivan Andres Venegas Muniz | Samuel Rangel |
In-app purchases
My Debts
- Premium Monthly7 Days trial$2.991 Month
- Premium Annual7 Days trial$29.991 Year
Ant
- Ant Premium$2.99









