Expense Tracker vs SaveWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Easily track your daily, weekly, and monthly spending with this intuitive budgeting app. Organize expenses into categories, set budgets, and visualize your spending habits with clear charts and summaries. Securely sync your data to iCloud.
- Beautiful User Interface
- Budgeting and Expense Tracking
- Expense History and Summary
- Customizable Expense Categories
- Data Backup & Sync to iCloud
- Recurring Expense Notifications
- Built-in Calculator
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Expense Diary is a simple & beautiful budgeting app for keeping track of your expenses or spendings. You create your expense groups, assign a budget to it and start keeping track of your expenses. Managing your daily, weekly or even monthly finance whether its related to home or office should not be a complicated task. Expense Diary simplifies this process with few taps. If you are looking for a simple budget planner, then this is the app that you are looking for. With this app you can keep plan your monthly budget, track expenditure, and manage savings across multiple categories. Features: - Beautiful User Interface: No more clunky, difficult navigation. Easy to use app with beautiful UI and Dark Theme too. - Budgeting: Assign a budget for your expenses and keep track of it. - Expense History: Keep track of all your expenses. See how much you spent and if you are within the budget. - Expense Category: Assign multiple categories to your expenses and track it across multiple categories. - Dark Mode: Switch between light & dark theme as per your preference. - Recent Expenses: See graph of your last 7 days expenses. - Expense Summary: Visualize your expenses in a graph per each category. See what you spend most on. - Data Backup & Sync: All your expenses data are synced privately to your own icloud account. Its safe & secure - Recurring Expenses: Track all your recurring expenses too. Get notification of your recurring expense. - Built in calculator to add, subtract, divide, multiply your expenditure. - Custom Icons: Stand out from the crowd with custom app icons. - Spendings Chart: You can view a graph of your daily expenses or view your spendings per each category. You can enjoy all the features of this app by subscribing to one of our monthly or yearly subscription pack or purchasing one time LifeTime purchase. Take control of your finance today. Expense Diary will automatically charge your iTunes Account at the end of your subscription unless auto-renew is turned off at least 24 hours before the end of your current period. Subscriptions renew at the original price. You can turn off auto-renew at any time and still receive full functionality until the end of your current period, but no refund can be provided for unused portions of the subscription. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. All your previous purchases can be easily restored using the **Restore Purchase** option in the app. This will provide you access to all the premium features. Expense Diary Terms of Service & Privacy Policy https://nrlnishan.github.io/privacy/expense-diary/
SaveWise
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Stop just tracking expenses—start building wealth with SaveWise. Unlike traditional budget apps, SaveWise is built on the "Pay Yourself First" philosophy. We help you secure your savings *before* you plan your spending, ensuring you hit your financial goals faster. Privacy First * This app does not read your SMS messages. * This app does not access your bank transactions directly. * Your data is yours alone. Savings-First Features: * **Pay Yourself First**: Plan your savings goals immediately after your income. Our smart budget planner lets you prefill your budget with your calculated monthly goal contributions. * **Savings Rate Tracking**: visualized "Savings Rate" indicators help you aim for financial freedom benchmarks (Good, Better, Best). * **"Golden Rule" Visuals**: Keep your financial priorities in check with our intuitive "Income - Savings = Expenses" formula visualization. Key Features: * **Advanced Savings Goals**: Don't just save—plan. Set target amounts and dates, and let SaveWise calculate your required Monthly Contribution down to the day. * **Collaborative Budgeting**: Perfect for couples and families. Share budgets, track joint expenses, and reach financial goals together in real-time. * **Offline Ready**: Add transactions and manage budgets anywhere, anytime. Your data syncs automatically when you're back online. * **Multi-Currency Support**: Perfect for Expats and Travelers. Manage multiple accounts in different currencies (e.g., USD, EUR, INR) from a single profile. * **Interest & Projections**: Track interest earnings on your savings and view future value projections. See exactly how your money grows over time. * **Effortless Expense Tracking**: Quickly log income and expenses with smart categories to instantly see where your money goes. * **Smart Budget Planning**: Set custom budget cycles (weekly, monthly, etc.) for specific categories. Visual indicators help you stay on track and avoid overspending. * **Insightful Reports**: Distinct "Income vs Expense" and "Savings" charts help you visualize your financial health at a glance. * **Multi-Account Management**: Manage cash, bank accounts, and savings pots in one place. Get a complete picture of your total assets. * **Customizable & User-Friendly**: Personalize with Light/Dark modes, adjustable font sizes, and a sleek, modern design. Comprehensive Financial Suite: * **Fixed Deposit (FD) Calculator**: Calculate maturity amounts and interest earned with ease. * **RD/SIP Calculator**: Estimate the future value of your Recurring Deposits and Systematic Investment Plans. * **SWP Calculator**: Plan your Systematic Withdrawal Plans to manage your cash flow. * **Inflation Calculator**: Understand the future value of your money and plan accordingly. * **Loan Repayment Calculator**: Plan your mortgage, vehicle, or personal loan repayments effectively. * **Rent vs Buy Calculator**: Compare renting vs buying with detailed yearly breakdowns, cash flow analysis, and investment growth tracking. * **Interest Share Calculator**: Calculate your proportionate share of interest in pooled investments. Whether you're saving for a home, a dream vacation, or retirement, SaveWise shifts your mindset from "saving what's left" to "saving what matters." Download now and master the art of paying yourself first.
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against SaveWise's shown. SaveWise's advantage is update cadence (weekly vs every 3 weeks) and iOS requirement (15.1 vs 17). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.99 per month and SaveWise sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 3 weeks, SaveWise weekly. The most recent releases landed on October 13, 2026 and September 22, 2026 respectively.
| Parameter | Expense Tracker | SaveWise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17 | 15.1 — better |
| Further details — not scored | ||
| Size | 40 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Nishan Niraula | Shanmugapriyan Gurusamy |
In-app purchases
Expense Tracker
- Expense Diary Premium: Monthly$1.991 Month
- Expense Diary - Weekly3 Days trial$1.997 Days
- Expense Diary Premium: Yearly$17.991 Year
- Expense Diary Premium Lifetime$24.99
SaveWise
- SpendWise Lite$0.991 Month
- SpendWise Pro$1.991 Month
Questions
Is Expense Tracker free?
Is SaveWise free?
Do Expense Tracker or SaveWise have ads?
Which is updated more often, Expense Tracker or SaveWise?
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