Comparison

BorderPal vs Shiga

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BorderPal

Features
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BorderPal localises your travel experience by making local services and money or cash available to you on the fly. Travel with BorderPal to access local currencies in any African country without having to source for cash around. Paying for local bills or services is a breeze while making cash accessible anywhere in Africa. BorderPall is simply an international payment solution for everyday personal or business use. Fund your Pal Balance from any currency in the world to get started. We help you to create a US company, collect money, send money or pay for bills or services locally and internationally: - Intra-African traders - Freelancers - Travelers - Donors - Digital businesses - Africans in Diaspora/ Africa immigrants and so much more Free account in 50+ Countries Create a Free account, a Virtual Card and hold Balances in multiple currencies and choose which to use at any time. Send, Receive and Request Money Receive Money, Request Cash or Send Payment to 50+ countries instantly, with no hidden charges and at the best rate. Trusted across the World Known by Africans across the world to keep track of their balances and transfers, and get access to their money on the go, anywhere. Pay Bills in Africa easily Stay connected to the things that matter. Pay bills for you, your business or family or friends in Africa & top-up airtime or data anytime. Access to Cash Collect cash easily from Trusted BorderPal partners who are local businesses and merchants in all supported African countries. Launch a U.S company Register and Incorporate your business in the US. BorderPal makes it easy to start a new business by removing lengthy paperwork, legal complexity, and numerous fees. We handle company formation, business accounts, taxes, accounting, compliance, and more. With your account on BorderPal Multiple currencies (Open account in 50+ currencies including USD, NGN, KES, EUR, etc) Transaction history (Track your spending by month or week) Make transfer and payment Free BorderPal Transfers (transfer in a few minutes to your Pals) Send and receive globally (competitive exchange rate) Request Money (From friends and contacts or business associates) Bill Payment (Pay your bills automatically) Mobile Money (Pay with your phone securely) Connect Card and Get a Bank account (Control your finances in one place) Top up or Withdraw Free cash withdrawals (From anywhere in the world) Top up debit cards (Easily top up your cards) Top up at agent points or bank branches (In over 20,000 locations across the World) Get Virtual Card Generate multiple virtual Cards in USD or NGN or GHS Spend online (Transact easily with top online stores) Payment for Services (Pay easily on multiple platforms including hosting, freelancers or services platforms) Request for a Physical Card (Receive your debit card with fast delivery) We support the following countries and more: UK, US, Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia, Zimbabwe, Argentina, Bolivia, Brazil, Chile, Colombia, Ecuador, Peru, China, India

About

Shiga

Features
Read full description

Move money across borders with Shiga. Built for Africans in the diaspora, Shiga makes it easier to send money home, manage supported currencies, pay everyday bills, and spend online with a virtual USD card where available. One simple app for the money you move every day: • Send money to other Shiga users • Transfer money to supported bank accounts • Hold and manage supported currencies • Review exchange rates, fees, recipient information, and transfer details before confirming • Pay eligible bills and services • Create and manage a virtual USD card where available • Track your balances and transaction history • Protect your account with your PIN and device biometrics Send with clarity Know what you are confirming before a transaction goes through. Review the applicable rate, fees, recipient, and transfer details in one place. Made for life across borders Whether you are supporting family, managing multiple currencies, or paying for everyday needs, Shiga brings your essential money tools together in one straightforward app. Availability Features, supported currencies, virtual cards, fees, transfer destinations, and verification requirements may vary by country, account eligibility, and verification status. Download Shiga today and make cross-border money simpler.

Screenshots

BorderPal4 screens
Shiga4 screens

Verdict

The call

The clearest difference is device support: BorderPal at 3 against Shiga's 1. BorderPal also leads on iOS requirement (11.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BorderPal ships an update monthly, Shiga every 3 weeks. Both last shipped on October 27, 2026.

Scorecard2 real differences Ā· 4 level
BorderPal versus Shiga: the parameters behind the verdict, then further details
ParameterBorderPalShiga
PriceFreeFree
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better16.4
Further details — not scored
Size47 MB70 MB
Age rating4+4+
DeveloperErrand P LTDPayshiga Technologies Inc

In-app purchases

None

BorderPal

No in-app purchases

None

Shiga

No in-app purchases

Questions

Is BorderPal free?
BorderPal is free to download, with no in-app purchases.
Is Shiga free?
Shiga is free to download, with no in-app purchases.
Do BorderPal or Shiga have ads?
Neither BorderPal nor Shiga shows ads.
Which is updated more often, BorderPal or Shiga?
BorderPal ships an update monthly, and Shiga every 3 weeks. Most recently, BorderPal was updated on October 27, 2026 and Shiga on October 27, 2026.

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