Comparison

Credit Utilization Calculator vs Proxygen

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credit Utilization Calculator

This app helps users understand and calculate their credit utilization ratio. It's designed for adults and children to learn how to manage revolving credit effectively, including credit cards and lines of credit.

Highlights
  • Credit utilization calculation
  • Revolving credit management
  • Credit card debt tracking
  • Line of credit monitoring
  • Educational tool for credit
Features
Read full description

Learn how to measure how much credit you are using with your overall revolving credit. Credit utilization measures the amount of your outstanding credit card balances, personal lines of credit and home equity lines of credit. For adults and children to learn how to manage credit cards and other forms of revolving credit.

About

Proxygen

This tool allows developers to intercept, inspect, and modify HTTP traffic from their iOS devices on a Mac. It offers advanced features like JavaScript scripting for traffic manipulation and a syntax-aware editor for debugging API endpoints.

Highlights
  • Send iOS device traffic to Mac
  • Modify proxied traffic with JavaScript
  • Match and replace headers/body data
  • Syntax highlighting HTTP editor
  • WebSocket and SSE message capture
  • Local VPN extension for proxying
Features
Read full description

Proxygen is the best HTTP proxy tool for testing apps and debugging remote API endpoints right on your iPhone, iPad and Mac. And it’s built to delight you while doing it. Features • Send iOS device traffic to remote Mac • Write JavaScript to modify proxied traffic • Store state in variables for use in Editor • Match and replace headers and body data • Test API endpoints with assertions • Transform data with custom recipes • Syntax highlighting HTTP message editor • Message history with powerful filtering • WebSocket and SSE message capture • Store all data in documents SEND TO MAC Easily capture HTTP messages from an iPhone or iPad on your Mac. Traffic is mirrored to the paired Mac over local network even when the iOS app is not active. The Mac app can intercept and edit data of requests and responses before they are forwarded. No more futzing around with Wi-Fi proxy settings and trusted certificates. SCRIPTING Write JavaScript code that modifies proxied traffic. Scripts have access to requests and responses, letting you rewrite headers, URLs and body content, inject data, or implement conditional logic that goes beyond what static rules can express. SYNTAX AWARE EDITOR Edit requests from the message history or create new to any target. All previously sent requests are kept in the project file so you can return to your work later. The editor uses Tree-sitter for fast language parsing and syntax highlighting. It handles decoding of HTTP content automatically, letting you focus on testing the remote API. SERVER GRADE PERFORMANCE The magic lies in a little custom HTTP proxy that the iOS app runs in a local VPN extension. This proxy was developed using SwiftNIO, a framework for bizarrely fast asynchronous network applications. The proxy can perform TLS Manipulator in the Middle (MitM) to see inside HTTPS connections and apply custom logic to each message. To put it bluntly, you’ve probably never seen a HTTP proxy this fast before. And you likely won’t notice that your web browsing is even proxied at all. PRIVACY Proxygen contains no third party frameworks for crash reporting or analytics. Note that Proxygen is a TLS MitM proxy, which means that it sees HTTPS network traffic in plain text. This data is transferred from the proxy to the Proxygen app and stored as part of the project document. Make sure you handle the documents accordingly, as they may contain sensitive data such as session tokens and login credentials. Privacy policy https://proxygen.app/docs/privacy Terms of Use https://proxygen.app/docs/terms Device Mockup created from https://deviceframes.com/templates/iphone-13

Screenshots

Credit Utilization Calculator3 screens
Proxygen4 screens

Verdict

The call

The clearest difference is rating: Credit Utilization Calculator at 5.0 against Proxygen's 4.3. Credit Utilization Calculator also leads on in-app purchases (none vs 4) and review sentiment (100% vs 83%). Proxygen's advantage is ratings volume (18 vs 6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Proxygen sells 4 in-app purchases, starting at $2.99 per month. Credit Utilization Calculator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Credit Utilization Calculator holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 6 and 18 respectively. Written reviews point the same way: 100% of Credit Utilization Calculator's written reviews are positive against 83% of Proxygen's.

UpkeepUpdate frequency

Credit Utilization Calculator ships an update every 10 days, Proxygen every 2 weeks. Both last shipped on October 8, 2026.

Scorecard6 real differences · 4 level
Credit Utilization Calculator versus Proxygen: the parameters behind the verdict, then further details
ParameterCredit Utilization CalculatorProxygen
PriceFreeFree
Rating5.0 (6 ratings) — better4.3 (18 ratings)
Positive reviews100.0% of reviews — better83.3% of reviews
Number of ratings618 — better
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS14.4 — better16.4
Further details — not scored
Size0 MB37 MB
Age rating4+17+
DeveloperFelicia GandyPasi Salenius

Customer experience

Credit Utilization Calculator

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Proxygen

All ratings18 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews12 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

Credit Utilization Calculator

No in-app purchases

4 purchases

Proxygen

Subscriptions2
  • Proxygen Plus (1 month)14 Days trial$2.991 Month
  • Proxygen Yearly$19.991 Year
One-time2
  • Proxygen for iOS Lifetime$9.99
  • Proxygen Lifetime$39.99

Questions

Is Credit Utilization Calculator free?
Credit Utilization Calculator is free to download, with no in-app purchases.
Is Proxygen free?
Proxygen is free to download, with in-app purchases available.
Which has better reviews, Credit Utilization Calculator or Proxygen?
Credit Utilization Calculator is rated higher. Credit Utilization Calculator averages 5.0 out of 5 from 6 ratings, while Proxygen averages 4.3 from 18 ratings.
Do Credit Utilization Calculator or Proxygen have ads?
Neither Credit Utilization Calculator nor Proxygen shows ads.
Which is updated more often, Credit Utilization Calculator or Proxygen?
Credit Utilization Calculator ships an update every 10 days, and Proxygen every 2 weeks. Most recently, Credit Utilization Calculator was updated on October 8, 2026 and Proxygen on October 8, 2026.

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