Comparison

Expense Buddy Expense Manager vs Surplus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Buddy Expense Manager

Effortlessly manage your money with this intuitive expense and budget tracker. Visualize your spending habits with interactive charts and log transactions with a single tap. Take control of your finances with a user-friendly tool.

Highlights
  • Intuitive expense tracking
  • Budget management
  • Interactive spending charts
  • One-tap expense logging
  • Financial habit visualization
Features
Read full description

Introducing the ultimate expense and budget tracking app, designed to make managing your finances a breeze. Our app boasts a clean and intuitive interface, making it easy for you to quickly and accurately track your expenses and budget. But that's not all. Our app also features a powerful chart that allows you to visualize your spending and budgeting habits over time. This chart is interactive, allowing you to easily drill down into specific categories or periods of time to get a more detailed understanding of your financial situation. And when it comes to logging expenses, we've made it as simple as possible. With just one tap, you can quickly and easily add new expenses to your tracker. Whether you're at the store, out to eat, or paying a bill online, our app makes it easy to keep track of all your financial transactions. So if you're looking for a hassle-free way to manage your expenses and budget, give our app a try. You'll be amazed at how easy it is to take control of your finances with the help of our powerful and user-friendly tool. Privacy Policy & Terms of use: https://hieudinh.notion.site/hieudinh/Expense-Buddy-Terms-Of-Use-Privacy-Policy-b073198317844a7fa696251ad6d12716

About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

Screenshots

Expense Buddy Expense Manager4 screens
Surplus4 screens

Verdict

The call

The clearest difference is review sentiment: Surplus at 83% against Expense Buddy Expense Manager's 60%. Surplus also leads on rating (4.8 vs 4.5). Expense Buddy Expense Manager's advantage is update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Buddy Expense Manager sells 6 in-app purchases, starting at $2.99 per month and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Surplus holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 11 and 27 respectively. Written reviews point the same way: 60% of Expense Buddy Expense Manager's written reviews are positive against 83% of Surplus's.

UpkeepUpdate frequency

Expense Buddy Expense Manager ships an update fortnightly, Surplus monthly. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Buddy Expense Manager versus Surplus: the parameters behind the verdict, then further details
ParameterExpense Buddy Expense ManagerSurplus
PriceFreeFree
Rating4.5 (11 ratings)4.8 (27 ratings) — better
Positive reviews60.0% of reviews83.3% of reviews — better
Number of ratings1127 — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size17 MB67 MB
Age rating4+4+
DeveloperAudiojoy Software Inc.Dev Harvest LLC

Customer experience

Expense Buddy Expense Manager

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews15 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Surplus

All ratings27 ratings
Positive96.3%
Neutral3.7%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

In-app purchases

6 purchases

Expense Buddy Expense Manager

Subscriptions4
  • Monthly$2.991 Month
  • Monthly (Family Sharing)$4.991 Month
  • Annual$24.991 Year
Show 1 more
  • Annual (Family Sharing)$44.991 Year
One-time2
  • Lifetime$59.99
  • Lifetime (Family Sharing)$99.99
4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99

Questions

Is Expense Buddy Expense Manager free?
Expense Buddy Expense Manager is free to download, with in-app purchases available.
Is Surplus free?
Surplus is free to download, with in-app purchases available.
Which has better reviews, Expense Buddy Expense Manager or Surplus?
Surplus is rated higher. Expense Buddy Expense Manager averages 4.5 out of 5 from 11 ratings, while Surplus averages 4.8 from 27 ratings.
Do Expense Buddy Expense Manager or Surplus have ads?
Neither Expense Buddy Expense Manager nor Surplus shows ads.
Which is updated more often, Expense Buddy Expense Manager or Surplus?
Expense Buddy Expense Manager ships an update fortnightly, and Surplus monthly. Most recently, Expense Buddy Expense Manager was updated on October 16, 2026 and Surplus on October 5, 2026.

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