Square Money vs SpendeePlus

Stop chasing receipts and guessing your budget. Square Money was built for people who earn well but still feel broke. Study after study shows it’s not lack of income but timing that hurts us, nearly 40% of six-figure earners live paycheck-to-paycheck. It’s not your discipline; it’s the gap between paydays and bills. Square Money flips the script. Instead of showing you where you’ve spent (the past), we guide you on what to do next. Think ahead. Decide confidently. Before you click “buy,” Square Money answers “Can I afford this now?” and projects how spending will affect your future balance. It’s like having a personal finance coach in your pocket that runs the numbers for you – no guesswork, no guilt. Key Benefits: * See your cash flow mapped out. Know in seconds if a purchase will fit or derail your plan. * Instantly calculate “safe-to-spend” amounts before spending, based on your upcoming bills and income. * No red alerts or scolding messages. Just clear, neutral guidance to align spending with your priorities. * We give you easy forecasts of your wallet tomorrow – every decision’s impact, laid out simply. Square Money is not another expense tracker or bank app. We sell clarity, not spreadsheets. We focus on behavioral finance, we help you understand why you feel broke and fixi it with foresight, not a to-do list of transactions. This app is for high-earners and busy professionals who: * Make good money but still worry about being short. * Have bills that arrive in waves, creating endless cash-flow puzzles. * Are tired of manual budgets and just want confidence in their spending. Try Square Money Today: If you’re ready to stop wondering where your money went and start knowing what to do next, download Square Money. Make smarter money decisions without stress or spreadsheets. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know exactly where your money goes — no spreadsheets, no bank logins. Add an expense in seconds, set a budget for any category, and watch your savings goal fill up. Your data stays on your iPhone. TRACK WHAT YOU SPEND • Income and expenses in seconds, with categories you can rename, recolor and give your own icon • Multiple wallets: cash, cards, savings, each in its own currency • Transfers between wallets, converted at today's rate and kept out of your spending totals • Search, filters and a running balance for any period BUDGETS AND GOALS • Weekly, monthly or custom budgets per category, in the currency you choose • Alerts before you cross the line, not after • Savings goals with a target date and progress you can see • A daily allowance that tells you what is left to spend today UNDERSTAND YOUR MONEY • Charts by category, income against expenses, and a daily breakdown • Month-over-month comparisons and cash-flow summaries • Insights that point at what changed and why, and CSV export of any period • A daily streak that makes tracking a habit PRO • Unlimited wallets and budgets • Recurring payments created for you, with reminders • PDF reports of any period • iCloud sync across your iPhones and iPads PREMIUM • Everything in Pro, plus AI insights: spending patterns, quiet leaks, and advice written for your numbers PRIVATE BY DESIGN • Your data lives on your device, and in your own iCloud when sync is on — no analytics, no tracking, no ads • Face ID or Touch ID lock, with a privacy cover in the app switcher • Export or delete everything at any time Available in 22 languages, with local currency and date formats. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/