Comparison

IRL MFB Mobile vs Baba Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

IRL MFB

About

IRL MFB Mobile

Features

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IRL MFB Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

Baba Smart Banking

Features

Read full description

Baba Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

IRL MFB Mobile4 screens

Baba Smart Banking4 screens

Verdict

The call

The clearest difference is update cadence: Baba Smart Banking at monthly against IRL MFB Mobile's every 40 months. IRL MFB Mobile's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IRL MFB Mobile ships an update every 40 months, Baba Smart Banking monthly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 4 level

IRL MFB Mobile versus Baba Smart Banking: the parameters behind the verdict, then further details
Parameter	IRL MFB Mobile	Baba Smart Banking
Price	Free	Free
Update frequency	Every 40 months	Monthly — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	13.4 — better	15.6
Further details — not scored
Size	26 MB	15 MB
Age rating	17+	4+
Developer	IRL MICROFINANCE BANK LTD	MICRO BANKER NEPAL

In-app purchases

None

IRL MFB Mobile

No in-app purchases

None

Baba Smart Banking

No in-app purchases

Questions

Is IRL MFB Mobile free?

IRL MFB Mobile is free to download, with no in-app purchases.

Is Baba Smart Banking free?

Baba Smart Banking is free to download, with no in-app purchases.

Do IRL MFB Mobile or Baba Smart Banking have ads?

Neither IRL MFB Mobile nor Baba Smart Banking shows ads.

Which is updated more often, IRL MFB Mobile or Baba Smart Banking?

IRL MFB Mobile ships an update every 40 months, and Baba Smart Banking monthly. Most recently, IRL MFB Mobile was updated on November 3, 2026 and Baba Smart Banking on November 3, 2026.