Comparison

IRL MFB Mobile vs Balera Mobile

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

IRL MFB Mobile

Features
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IRL MFB Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

Balera Mobile

Features
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This is the internet banking mobile app of Balera MFB. It has features for: - Transfers - Airtime top up - Bills payment - Account Statement generation - Transaction receipt generation

Screenshots

IRL MFB Mobile4 screens
Balera Mobile4 screens

Verdict

The call

The clearest difference is update cadence: Balera Mobile at every 12 months against IRL MFB Mobile's every 40 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IRL MFB Mobile ships an update every 40 months, Balera Mobile every 12 months. Both last shipped on November 3, 2026.

Scorecard1 real difference ยท 5 level
IRL MFB Mobile versus Balera Mobile: the parameters behind the verdict, then further details
ParameterIRL MFB MobileBalera Mobile
PriceFreeFree
Update frequencyEvery 40 monthsEvery 12 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.413.4
Further details โ€” not scored
Size26 MB26 MB
Age rating17+17+
DeveloperIRL MICROFINANCE BANK LTDBalera MFB Mobile

In-app purchases

None

IRL MFB Mobile

No in-app purchases

None

Balera Mobile

No in-app purchases

Questions

Is IRL MFB Mobile free?
IRL MFB Mobile is free to download, with no in-app purchases.
Is Balera Mobile free?
Balera Mobile is free to download, with no in-app purchases.
Do IRL MFB Mobile or Balera Mobile have ads?
Neither IRL MFB Mobile nor Balera Mobile shows ads.
Which is updated more often, IRL MFB Mobile or Balera Mobile?
IRL MFB Mobile ships an update every 40 months, and Balera Mobile every 12 months. Most recently, IRL MFB Mobile was updated on November 3, 2026 and Balera Mobile on November 3, 2026.

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