Comparison

Watea vs Truv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Watea

Features
Read full description

The Wātea app enables brokers and independent agents to cover every aspect of a life or health insurance sale. Brokers need just this one app to do business including: receiving leads (with push notifications) directly into the app from third-party lead vendors (if they so choose), providing quotes/illustrations, submitting proposals, tracking/managing cases, accepting payments and in some cases even providing clients with a policy (number)...all in one app on a phone or tablet. The producer literally does not need to leave the Watea app, even to manage cases or set up appointments with clients. Currently, the app offers Term Life Insurance, Short-Term Health Insurance, Accident Insurance and Disability Insurance products. Permanent Life Insurance, including whole life and IULs and Annuities coming soon!

About

Truv

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

Highlights
  • Income verification
  • Employment verification
  • Direct Deposit Switch
  • Connect to payroll providers
  • Retrieve underwriting data
  • Resolve disputes
Features
Read full description

Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.

Screenshots

Watea4 screens
Truv3 screens

Verdict

The call

The clearest difference is update cadence: Watea at fortnightly against Truv's every 3 months. Watea also leads on iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Watea ships an update fortnightly, Truv every 3 months. The most recent releases landed on May 19, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
Watea versus Truv: the parameters behind the verdict, then further details
ParameterWateaTruv
PriceFreeFree
Rating—3.9 (9 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—9 — better
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size59 MB9 MB
Age rating4+17+
DeveloperWatea Financial Technologies Inc.Truv, Inc.

In-app purchases

None

Watea

No in-app purchases

None

Truv

No in-app purchases

Questions

Is Watea free?
Watea is free to download, with no in-app purchases.
Is Truv free?
Truv is free to download, with no in-app purchases.
Do Watea or Truv have ads?
Neither Watea nor Truv shows ads.
Which is updated more often, Watea or Truv?
Watea ships an update fortnightly, and Truv every 3 months. Most recently, Watea was updated on May 19, 2026 and Truv on September 14, 2026.

Other comparisons