Comparison

PeFi vs Commerce Loan CRM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PeFi

This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.

Highlights
  • Track cash, spending, and income
  • Organize expenses by wallet
  • Smart notification algorithm
  • Global and wallet-specific limits
  • Financial literacy guidance
  • Add data quickly and easily
Features
Read full description

PeFi - is the most advanced personal finance manager application. The main PeFi goal is to help you save more money by keeping basic finance literacy rules. Using finance literacy rules allows PeFi to manage and provide more relevant info and suggestions. PeFi will help you to track all your cash and organize all your spending and income. PeFi includes a smart notifications algorithm that allows you to stay in focus, control your financial state, and keep you close to your financial goals. The quickest and easiest ways to add new data and control existing income and expenses. Different tools to control and manage your wallets and reserves. PeFi includes global and wallet-related limits, which helps you stay notified when you add more expenses than expected. Organized finances = additional wealth. When your finances are organized, you can make the most out of the hard-earned assets you create through sounds short-term and long-term planning. And planning, no matter your income, can lead to additional wealth, allowing you to take care of all your responsibilities and those things that you dream of using that hard-earned money for like travel, a house, cars, retirement, helping others, "fun" things, and so much more! With PeFi organizing your finance become much easier than it was before. PeFi is not only a finance management tool. It's your personal finance manager who will guide you through the world and rules of financial literacy. Privacy policy: http://pefiapp.com/privacy-policy/ Terms of use: http://pefiapp.com/terms-of-use/

About

Commerce Loan CRM

This app provides a modern, fast, and intuitive way to calculate, compare, and save loan scenarios. Designed for finance professionals and individuals, it offers a sleek interface for complex financial analysis.

Highlights
  • Lightning-fast loan calculations
  • Side-by-side loan comparisons
  • Save and reference loan scenarios
  • Smart extra payment support
  • Multiple payment frequencies
  • Beautiful, modern iOS design
Features
Read full description

The modern loan calculator built for real finance professionals. Stop using outdated web forms and clunky spreadsheets. Commerce Loan Calculator gives you a fast, clean, Apple-quality way to calculate, compare, and save loan scenarios — right from your iPhone. Whether you’re a finance manager, equipment-finance rep, banker, sales professional, or simply shopping for a loan, this app gives you the sleek, professional experience the industry has been missing. Why Commerce Loan Calculator? Lightning-Fast Loan Calculations: Get accurate payment results instantly. Just enter your loan details and let the app do the math — no messy formulas, no ugly spreadsheets. Built for Professionals: Side-by-side comparisons, saved notes, advanced inputs, and clean formatting — everything you need to work a deal or present numbers confidently to a client. Beautiful, Modern Design: Most calculators look like they were designed in 2006. This one feels like it was made by Apple — because your tools should look as good as the work you produce. Compare Two Loans Instantly: Rate changes, term changes, extra payments, frequency differences — see all your options in one clean screen. Save Every Calculation: Your work shouldn’t disappear. Save loan scenarios with a title and notes so you can reference or share them anytime. Smart Extra Payment Support: See how extra payments impact total interest, payoff time, and overall loan cost. Multiple Payment Frequencies: Monthly, Quarterly, Annually. Perfect for equipment finance, business loans, auto financing, and any creative deal structure. Smooth, Premium iOS Experience: Haptic feedback, Dark Mode, Auto-scrolling fields, Clean navigation This is what a finance tool should feel like. Perfect For: Equipment finance reps, Business lenders, Auto & truck dealerships, Bankers & relationship managers, Insurance agents offering premium financing, Sales teams quoting payments in real time, and Anyone comparing loan options with clarity. Upgrade your calculator. Stop crunching numbers on outdated interfaces. Commerce Loan Calculator gives you a faster, cleaner, more professional way to calculate and compare loans. Download it today. Privacy Policy: https://jerrysbrand.notion.site/Commerce-Calculator-Privacy-Policy-2b12fd4b326b809d86ecc5d0bbd3740a Terms of Service: https://jerrysbrand.notion.site/Terms-of-Service-for-Commerce-Loan-Calculator-2c22fd4b326b80bcb4fdc5185dbb4a7a

Screenshots

PeFi4 screens
Commerce Loan CRM4 screens

Verdict

The call

The clearest difference is rating: Commerce Loan CRM at 5.0 against PeFi's 1.0. Commerce Loan CRM also leads on update cadence (daily vs monthly) and ratings volume (12 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PeFi sells 3 in-app purchases, starting at $2.99 per month and Commerce Loan CRM sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Commerce Loan CRM holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: Commerce Loan CRM has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

PeFi ships an update monthly, Commerce Loan CRM daily. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
PeFi versus Commerce Loan CRM: the parameters behind the verdict, then further details
ParameterPeFiCommerce Loan CRM
PriceFreeFree
Rating1.0 (1 ratings)5.0 (12 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings112 — better
Update frequencyMonthlyDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS16.0 — better17.6
Further details — not scored
Size58 MB36 MB
Age rating4+4+
DeveloperArtem IakovlievGerard Bellino

Customer experience

PeFi

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Commerce Loan CRM

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

PeFi

Subscriptions3
  • Monthly Pro Subscription$2.991 Month
  • 3-monthly Pro Subscription$5.993 Months
  • Annual Pro Subscription7 Days trial$11.991 Year
3 purchases

Commerce Loan CRM

Subscriptions2
  • Commerce Loan Calculator Pro$9.991 Month
  • Commerce Loan Calculator Pro$79.991 Year
One-time1
  • Commerce Loan Calculator Pro$799.99

Questions

Is PeFi free?
PeFi is free to download, with in-app purchases available.
Is Commerce Loan CRM free?
Commerce Loan CRM is free to download, with in-app purchases available.
Which has better reviews, PeFi or Commerce Loan CRM?
Commerce Loan CRM is rated higher. PeFi averages 1.0 out of 5 from 1 ratings, while Commerce Loan CRM averages 5.0 from 12 ratings.
Do PeFi or Commerce Loan CRM have ads?
Neither PeFi nor Commerce Loan CRM shows ads.
Which is updated more often, PeFi or Commerce Loan CRM?
PeFi ships an update monthly, and Commerce Loan CRM daily. Most recently, PeFi was updated on September 20, 2026 and Commerce Loan CRM on September 10, 2026.

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