M vs CellaR+
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
M
This finance app streamlines sales processes for agents and partners. It offers single sign-on for multiple sales applications, lead management, customer onboarding, and performance tracking.
- Single Sign-On for sales applications
- Lead Management
- Customer Onboarding
- Proposal Status Tracking
- Performance Management
- Reward and Recognition Programs
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M-Smart is a digital application for agents and distribution partner users where users will be able to seamlessly login to multiple sales applications using Single Sign-On feature. The solution has provision for supporting sales force right from Lead Management, Customer Onboarding to Agent Servicing. The application has provision for tracking proposal status , servicing portal, income planning, tracking performance management , Reward and Recognition programs
CellaR+
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CellaR+ is an smart mobile app which helps you to run your business from your phone โ faster, easier & effective. The app unlocks a whole new level of productivity, personalization & speed. Make smart decisions with AI โ with vital business intel available real-time on your fingertips you make insightful decisions on the go Exemplary mobile experience โ build quick methodologies, systems, and practices to generate new potential business clientele. Make use of the entire lead process accurately & access all the CRM data Smart Force into effectiveness โ The power of data & analytics will empower the entire sales force & transform them into SMART FORCE
Screenshots
Verdict
The clearest difference is update cadence: M at every 6 weeks against CellaR+'s every 20 months. M also leads on iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M ships an update every 6 weeks, CellaR+ every 20 months. The most recent releases landed on September 20, 2026 and September 14, 2026 respectively.
| Parameter | M | CellaR+ |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | โ |
| Update frequency | Every 6 weeks โ better | Every 20 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 11.0 โ better | 15.0 |
| Further details โ not scored | ||
| Size | 20 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Bharti Axa | INDUSIND GENERAL INSURANCE COMPANY LIMITED |
In-app purchases
M
No in-app purchases
CellaR+
No in-app purchases









