Comparison

Accelovate vs Payoma

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Accelovate

Features
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Accelovate (powered by Crunch Payments) provides its own approved card payment solutions to business and organisations across Europe as well as, if required, a bespoke card solution including the full Crunch Payments ecosystem. A part of Accelovate/Crunch Payments ecosystem is our dedicated app, which allows Accelovate cardholders to: ● View the Accelovate cards on your account, including virtual and physical cards ● Check the balance on each of your cards ● View all transactions on your cards, including date/time, retailer and transaction type ● Attach photographs to each transaction, to allow you to manage your expenses ● View and update your card settings: including retailer blocks, usage limits and other security features ●Allow sharing of data with other viewers ●Centralise the data for business management in the Crunch Payments platform ● Transfer money between your cards Accelovate's end to end solution allows you to launch your Fintech product in weeks, not months. Our payment solutions can be used to manage expenses, set up reloadable prepaid cards, create virtual cards, gift cards… the list of solutions is endless. We are happy to discuss your needs in order to provide the best way to deliver a solution to your business. The Accelovate app is evolving with technology, compliance and our clients. Whilst the app is available as an immediate product, it can also be customised to your prepaid requirement. Some of the app features are unique such as the ability to share restricted information with viewers and attaching shopping receipts to transactions. The Accelovate app is connected to the Crunch Payments Web based management platform : CAT, that allows the business to manage and offer further features to the Card users. Accelovate works with organisations across multiple sectors: retail, gaming, banking, credit company, government and dozens more: we help shipping companies manage their fuel expenses and farmers to pay their workforce. Our products are available off-the-shelf, or completely white-labelled to match your brand. All our solutions incorporate industry-leading security controls which allow you to monitor spending, block unauthorised expenditure and prevent fraud. We are fully compliant with all legislation including PSD2 and GDPR, and our products will save you time, money and ensure your payments are protected. Our solution allows access to our global partners across all payment sectors. Accelovate is an program approved by Mastercard, working with two established issuing banks as well as the leading card processor GPS. Our experience, knowledge and relationships will help you get your product up and running quickly and easily with the right tool to deliver your solution faster.

About

Payoma

Features
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Payoma is a digital payment solutions provider. We offer instant, safe and convenient payment services across the globe for individuals and businesses.

Screenshots

Accelovate4 screens
Payoma4 screens

Verdict

The call

The clearest difference is update cadence: Payoma at every 6 weeks against Accelovate's every 4 months. Accelovate's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Accelovate ships an update every 4 months, Payoma every 6 weeks. The most recent releases landed on April 22, 2026 and September 26, 2026 respectively.

Scorecard2 real differences Β· 4 level
Accelovate versus Payoma: the parameters behind the verdict, then further details
ParameterAccelovatePayoma
PriceFreeFree
Update frequencyEvery 4 monthsEvery 6 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod β€” betteriPhone
Requires iOS13.0 β€” better16.4
Further details β€” not scored
Size30 MB58 MB
Age rating4+12+
DeveloperCrunch Payments LimitedPayoma Limited

In-app purchases

None

Accelovate

No in-app purchases

None

Payoma

No in-app purchases

Questions

Is Accelovate free?
Accelovate is free to download, with no in-app purchases.
Is Payoma free?
Payoma is free to download, with no in-app purchases.
Do Accelovate or Payoma have ads?
Neither Accelovate nor Payoma shows ads.
Which is updated more often, Accelovate or Payoma?
Accelovate ships an update every 4 months, and Payoma every 6 weeks. Most recently, Accelovate was updated on April 22, 2026 and Payoma on September 26, 2026.

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