Comparison

Accelovate vs DECTA Merchant

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Accelovate

Features
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Accelovate (powered by Crunch Payments) provides its own approved card payment solutions to business and organisations across Europe as well as, if required, a bespoke card solution including the full Crunch Payments ecosystem. A part of Accelovate/Crunch Payments ecosystem is our dedicated app, which allows Accelovate cardholders to: ● View the Accelovate cards on your account, including virtual and physical cards ● Check the balance on each of your cards ● View all transactions on your cards, including date/time, retailer and transaction type ● Attach photographs to each transaction, to allow you to manage your expenses ● View and update your card settings: including retailer blocks, usage limits and other security features ●Allow sharing of data with other viewers ●Centralise the data for business management in the Crunch Payments platform ● Transfer money between your cards Accelovate's end to end solution allows you to launch your Fintech product in weeks, not months. Our payment solutions can be used to manage expenses, set up reloadable prepaid cards, create virtual cards, gift cards… the list of solutions is endless. We are happy to discuss your needs in order to provide the best way to deliver a solution to your business. The Accelovate app is evolving with technology, compliance and our clients. Whilst the app is available as an immediate product, it can also be customised to your prepaid requirement. Some of the app features are unique such as the ability to share restricted information with viewers and attaching shopping receipts to transactions. The Accelovate app is connected to the Crunch Payments Web based management platform : CAT, that allows the business to manage and offer further features to the Card users. Accelovate works with organisations across multiple sectors: retail, gaming, banking, credit company, government and dozens more: we help shipping companies manage their fuel expenses and farmers to pay their workforce. Our products are available off-the-shelf, or completely white-labelled to match your brand. All our solutions incorporate industry-leading security controls which allow you to monitor spending, block unauthorised expenditure and prevent fraud. We are fully compliant with all legislation including PSD2 and GDPR, and our products will save you time, money and ensure your payments are protected. Our solution allows access to our global partners across all payment sectors. Accelovate is an program approved by Mastercard, working with two established issuing banks as well as the leading card processor GPS. Our experience, knowledge and relationships will help you get your product up and running quickly and easily with the right tool to deliver your solution faster.

About

DECTA Merchant

Features
Read full description

DECTA's Digital Banking App is the key to unlocking modern B2B banking solutions. We provide businesses with a comprehensive digital banking platform, accessible on smartphones and tablets. Gain complete control over your business finances, anytime, anywhere. Seamlessly Integrated Mobile Banking: Our secure mobile banking seamlessly integrates with your online banking. Activate mobile banking easily through Internet banking, ensuring a smooth transition between platforms. All Your Business Finances in One Place: DECTA's mobile app offers a wide array of tailored financial services and products designed for businesses. Keep a close eye on business accounts, loans, securities, and more in one user-friendly interface. Effortless Business Transfers: Streamline domestic and international transfers for your business. Make fund transfers, set up recurring payments, and manage your business finances efficiently. Transaction Tracking Made Easy: Track business transactions with ease. Search and filter by date, amount, and account details. Stay in control of your business's financial operations. Customized Business Administration: Tailor your business banking experience with features like PIN activation, and transaction locks. Secure Your Business Cards: Enhance security by locking and unlocking your business debit or credit cards directly from the app. Personalized Settings: Tailor mobile banking preferences and receive business news updates aligned with your business goals. ...and more. DECTA's Digital Banking App is designed exclusively for businesses, offering modern, efficient, and personalized banking services on any major mobile device.

Screenshots

Accelovate4 screens
DECTA Merchant4 screens

Verdict

The call

The clearest difference is update cadence: DECTA Merchant at every 3 weeks against Accelovate's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Accelovate ships an update every 4 months, DECTA Merchant every 3 weeks. The most recent releases landed on April 22, 2026 and August 4, 2026 respectively.

Scorecard1 real difference Β· 5 level
Accelovate versus DECTA Merchant: the parameters behind the verdict, then further details
ParameterAccelovateDECTA Merchant
PriceFreeFree
Update frequencyEvery 4 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better14.0
Further details β€” not scored
Size30 MB98 MB
Age rating4+17+
DeveloperCrunch Payments LimitedDecta Limited

In-app purchases

None

Accelovate

No in-app purchases

None

DECTA Merchant

No in-app purchases

Questions

Is Accelovate free?
Accelovate is free to download, with no in-app purchases.
Is DECTA Merchant free?
DECTA Merchant is free to download, with no in-app purchases.
Do Accelovate or DECTA Merchant have ads?
Neither Accelovate nor DECTA Merchant shows ads.
Which is updated more often, Accelovate or DECTA Merchant?
Accelovate ships an update every 4 months, and DECTA Merchant every 3 weeks. Most recently, Accelovate was updated on April 22, 2026 and DECTA Merchant on August 4, 2026.

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