Accelovate vs DECTA Merchant
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Accelovate
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Accelovate (powered by Crunch Payments) provides its own approved card payment solutions to business and organisations across Europe as well as, if required, a bespoke card solution including the full Crunch Payments ecosystem. A part of Accelovate/Crunch Payments ecosystem is our dedicated app, which allows Accelovate cardholders to: β View the Accelovate cards on your account, including virtual and physical cards β Check the balance on each of your cards β View all transactions on your cards, including date/time, retailer and transaction type β Attach photographs to each transaction, to allow you to manage your expenses β View and update your card settings: including retailer blocks, usage limits and other security features βAllow sharing of data with other viewers βCentralise the data for business management in the Crunch Payments platform β Transfer money between your cards Accelovate's end to end solution allows you to launch your Fintech product in weeks, not months. Our payment solutions can be used to manage expenses, set up reloadable prepaid cards, create virtual cards, gift cardsβ¦ the list of solutions is endless. We are happy to discuss your needs in order to provide the best way to deliver a solution to your business. The Accelovate app is evolving with technology, compliance and our clients. Whilst the app is available as an immediate product, it can also be customised to your prepaid requirement. Some of the app features are unique such as the ability to share restricted information with viewers and attaching shopping receipts to transactions. The Accelovate app is connected to the Crunch Payments Web based management platform : CAT, that allows the business to manage and offer further features to the Card users. Accelovate works with organisations across multiple sectors: retail, gaming, banking, credit company, government and dozens more: we help shipping companies manage their fuel expenses and farmers to pay their workforce. Our products are available off-the-shelf, or completely white-labelled to match your brand. All our solutions incorporate industry-leading security controls which allow you to monitor spending, block unauthorised expenditure and prevent fraud. We are fully compliant with all legislation including PSD2 and GDPR, and our products will save you time, money and ensure your payments are protected. Our solution allows access to our global partners across all payment sectors. Accelovate is an program approved by Mastercard, working with two established issuing banks as well as the leading card processor GPS. Our experience, knowledge and relationships will help you get your product up and running quickly and easily with the right tool to deliver your solution faster.
DECTA Merchant
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DECTA's Digital Banking App is the key to unlocking modern B2B banking solutions. We provide businesses with a comprehensive digital banking platform, accessible on smartphones and tablets. Gain complete control over your business finances, anytime, anywhere. Seamlessly Integrated Mobile Banking: Our secure mobile banking seamlessly integrates with your online banking. Activate mobile banking easily through Internet banking, ensuring a smooth transition between platforms. All Your Business Finances in One Place: DECTA's mobile app offers a wide array of tailored financial services and products designed for businesses. Keep a close eye on business accounts, loans, securities, and more in one user-friendly interface. Effortless Business Transfers: Streamline domestic and international transfers for your business. Make fund transfers, set up recurring payments, and manage your business finances efficiently. Transaction Tracking Made Easy: Track business transactions with ease. Search and filter by date, amount, and account details. Stay in control of your business's financial operations. Customized Business Administration: Tailor your business banking experience with features like PIN activation, and transaction locks. Secure Your Business Cards: Enhance security by locking and unlocking your business debit or credit cards directly from the app. Personalized Settings: Tailor mobile banking preferences and receive business news updates aligned with your business goals. ...and more. DECTA's Digital Banking App is designed exclusively for businesses, offering modern, efficient, and personalized banking services on any major mobile device.
Screenshots
Verdict
The clearest difference is update cadence: DECTA Merchant at every 3 weeks against Accelovate's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Accelovate ships an update every 4 months, DECTA Merchant every 3 weeks. The most recent releases landed on April 22, 2026 and August 4, 2026 respectively.
| Parameter | Accelovate | DECTA Merchant |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 3 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 β better | 14.0 |
| Further details β not scored | ||
| Size | 30 MB | 98 MB |
| Age rating | 4+ | 17+ |
| Developer | Crunch Payments Limited | Decta Limited |
In-app purchases
Accelovate
No in-app purchases
DECTA Merchant
No in-app purchases









