Elan Easy Pay™ vs JS App

Instantly extend your organization’s purchasing power to anyone who needs it to make business purchases with Elan Easy Pay™. With just a few simple steps, you can easily create and send an Easy Pay card to anyone in your organization who needs it. It eliminates the need for your employees and contingent workers (e.g., freelancers, independent contractors, consultants), to pay for business expenses with a personal credit card and seek reimbursement. Easy Pay combines the capabilities of an Elan One Card with the power of a mobile device to create a completely digital payment experience. FEATURES: • Send cards to employees and contractors from a web portal or mobile app in real time • Set the card activation period to the exact time needed • Set the card limit to desired amount (based on available credit limit) • Push the virtual card to Apple Wallet with a single click • View the full card number and CVV code securely • Integrated with Access® Online for reporting • Send multiple cards to a single user • Deactivate cards immediately when no longer needed HOW IT WORKS: An authorized provisioner for your organization will receive an email invitation from Elan Financial Services with all the information to download the app and register. Once registered, the provisioner creates a virtual Easy Pay card by: 1. Setting the credit limit and expiration date. 2. Entering basic recipient details. 3. Pushing the virtual credit card to the recipient through the Easy Pay app. The recipient will receive an email notification with instructions to download the app and register. Once the recipient registers, the virtual Easy Pay card is active and can be added directly to their Apple Wallet. REQUIREMENTS: Organizations must be a Elan Easy Pay customer and you must be either entitled by the organization as an authorized provisioner or sent a mobile card by a provisioner. Interested in becoming Easy Pay customer? Please contact us.

JS App - Device Risk Analytics is a tool, which helps to assess the risk of an offline applicant and build digital profile without significantly affecting the conversion rate. This product may be used for customer device scoring as a service for offline businesses, including customer assessment supplement via conventional offline sources. Our application will also be useful for companies that do not have their own IT infrastructure, as well as for online businesses creating an MVP of their product who want to save money on launching it. This solution may be effectively used in any business with offline offices, branches or stores and where potential client underwriting or risk assessment are required. Our application advantages: - Risk assessment significant improvement (especially in cases where there are not enough classical sources - credit bureau data or a profile data). With app it becomes possible to build a complete digital profile for each client, and not just for those who come to the online channel; - The ability to set up communication with customers more accurately by analyzing those who have previously visited the site, linking the entire set of devices to each client profile; - No need to create your own infrastructure for device evaluation and fingerprinting - JuicyScore provides a turnkey solution + support and regular (monthly) product updates.