Elan Easy Pay™ vs VAULT

Instantly extend your organization’s purchasing power to anyone who needs it to make business purchases with Elan Easy Pay™. With just a few simple steps, you can easily create and send an Easy Pay card to anyone in your organization who needs it. It eliminates the need for your employees and contingent workers (e.g., freelancers, independent contractors, consultants), to pay for business expenses with a personal credit card and seek reimbursement. Easy Pay combines the capabilities of an Elan One Card with the power of a mobile device to create a completely digital payment experience. FEATURES: • Send cards to employees and contractors from a web portal or mobile app in real time • Set the card activation period to the exact time needed • Set the card limit to desired amount (based on available credit limit) • Push the virtual card to Apple Wallet with a single click • View the full card number and CVV code securely • Integrated with Access® Online for reporting • Send multiple cards to a single user • Deactivate cards immediately when no longer needed HOW IT WORKS: An authorized provisioner for your organization will receive an email invitation from Elan Financial Services with all the information to download the app and register. Once registered, the provisioner creates a virtual Easy Pay card by: 1. Setting the credit limit and expiration date. 2. Entering basic recipient details. 3. Pushing the virtual credit card to the recipient through the Easy Pay app. The recipient will receive an email notification with instructions to download the app and register. Once the recipient registers, the virtual Easy Pay card is active and can be added directly to their Apple Wallet. REQUIREMENTS: Organizations must be a Elan Easy Pay customer and you must be either entitled by the organization as an authorized provisioner or sent a mobile card by a provisioner. Interested in becoming Easy Pay customer? Please contact us.

VAULT turns your connected accounts into a clear picture of where you stand — and one specific move to improve it. Most money apps hand you charts and leave you to interpret them. VAULT tells you what to do next. HOW IT WORKS Connect your accounts securely through Plaid. VAULT reads your balances, spending, and net worth, then builds your Vault Score a single number for your financial health, refreshed as your accounts update. WHAT YOU GET • Vault Score — one number for where you stand, built from how you save, spend, invest, and handle debt • Next Move — a specific, doable action for your situation, not generic tips • Wealth Recap — net worth, cash, investments, and debt in a single view • AI Concierge — ask questions about your money in plain language, get a straight answer • Trajectory — see where your current habits lead over time • Company Research — understand a business before you put money into it • Streaks — build the habit that makes the rest of it compound WHY SMALL MOVES WIN A fee you cancel, a rate you negotiate, a contribution you automate. Individually small, together decisive. VAULT surfaces the ones that matter for your accounts and tracks whether you followed through. YOUR DATA Bank connections run through Plaid, the same infrastructure used by many major finance apps. Connections are read-only: VAULT never sees your banking password and can never move your money. VAULT PREMIUM VAULT Premium is an auto-renewing monthly subscription that unlocks full access. The price is shown in the app before you purchase. Payment is charged to your Apple Account at confirmation. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your iPhone Settings. VAULT provides educational information to help you understand your own finances. It is not a financial adviser, does not provide investment advice, and does not recommend specific securities. Terms of Use: https://getsvault.com/terms Privacy Policy: https://getsvault.com/privacy