Terrabank Mobile For Consumer vs TraderPal

With Terrabank’s Consumer Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is available to all users and allows you to: • Check balances & recent transactions – See current account activity for your checking, savings and loan accounts, with up to 24 months of history. • Protect your accounts – Set up Face ID® to securely sign on to the app. Or, reset your password quickly and conveniently if you need to. • Send money with Zelle® – Send money instantly, to people you know and trust using a US mobile number. (i) • Transfer funds – Transfer funds to external bank accounts with our online wire platform (ii). • Make deposits – Deposit checks quickly and easily with your iOS device (iii). • Pay bills – Add your bills and make one-time or recurring bill payments right from the app. Security is our priority. Rest assured that your personal information is kept safe! (i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither Terrabank nor Zelle offers a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. (ii) Certain limitations and fees may apply. (iii) Terrabank does not charge a fee for Mobile Banking. However, third-party message and data rates may apply. Mobile Deposit is a feature of Terrabank Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device, and you must download the Terrabank mobile banking app. Eligible Terrabank account and Terrabank Online Banking required. Checks must be from a US bank. Certain other restrictions apply. See the mobile banking terms and conditions in the Terrabank Online Banking Service Agreement. Mobile carrier message and data rates may apply. Subject to network carrier accessibility. By clicking "Get," you consent to the installation of the Terrabank (US) app provided by Terrabank, N.A., and to any future updates/upgrades. You are also acknowledging that you understand that the Terrabank (US) app and any future updates/upgrades will/may perform the functions described below at Terrabank, N.A.'s sole discretion. You may withdraw your consent at any time by deleting or uninstalling this app. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terrabank, N.A. Member FDIC

TraderPal is an application that allows you to invest in a wide range of stocks and ETF's of the most important companies listed on the U.S. stock exchanges among other products that are part of the digital ecosystem. TraderPal is very easy to use, its user experience is designed so that, in a didactic way you know how to use it and how to make your first monetary movements or your first transactions. It is available in English and Spanish for your convenience and the platform guides you through the entire onboarding and account activation process. One advantage of using TraderPal is that we have no minimum investment, you can open your account as low as $1 (one US dollar). We are connected to over 100 major US banks, so you can add a bank account with the bank of your choice in a matter of minutes and to the largest payment processors in Latin America. Before placing a trade you can also view live price patterns and other financial indicators relevant to each company. Historical data for each company is also available so you can make investment decisions with as much information as possible. In TraderPal you will have the ability to build mini investment portfolios based on your investment criteria and even your risk profile. It is a platform that aims to generate value to society through the democratization of investment in financial markets and has the highest security standards so that your personal data is protected and not exposed to third parties. It is important to highlight that all your investments are insured up to $500,000 by the SIPC, so you can be confident that you are in a safe place, where the only thing you should focus on is taking care of and building your wealth. Finally, you can easily withdraw your funds and have them back in your bank account quickly and securely. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/