Comparison

Terrabank Mobile For Consumer vs ADCAP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Terrabank Mobile For Consumer

Securely manage your finances on the go. Check account balances, review recent transactions, transfer funds, pay bills, and deposit checks with ease. Protect your accounts using advanced security features like Face ID.

Highlights
  • Check balances and transactions
  • Secure sign-on with Face ID
  • Send money with Zelle
  • Transfer funds to external accounts
  • Deposit checks via mobile
  • Pay bills online
Features
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With Terrabank’s Consumer Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is available to all users and allows you to: • Check balances & recent transactions – See current account activity for your checking, savings and loan accounts, with up to 24 months of history. • Protect your accounts – Set up Face ID® to securely sign on to the app. Or, reset your password quickly and conveniently if you need to. • Send money with Zelle® – Send money instantly, to people you know and trust using a US mobile number. (i) • Transfer funds – Transfer funds to external bank accounts with our online wire platform (ii). • Make deposits – Deposit checks quickly and easily with your iOS device (iii). • Pay bills – Add your bills and make one-time or recurring bill payments right from the app. Security is our priority. Rest assured that your personal information is kept safe! (i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither Terrabank nor Zelle offers a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. (ii) Certain limitations and fees may apply. (iii) Terrabank does not charge a fee for Mobile Banking. However, third-party message and data rates may apply. Mobile Deposit is a feature of Terrabank Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device, and you must download the Terrabank mobile banking app. Eligible Terrabank account and Terrabank Online Banking required. Checks must be from a US bank. Certain other restrictions apply. See the mobile banking terms and conditions in the Terrabank Online Banking Service Agreement. Mobile carrier message and data rates may apply. Subject to network carrier accessibility. By clicking "Get," you consent to the installation of the Terrabank (US) app provided by Terrabank, N.A., and to any future updates/upgrades. You are also acknowledging that you understand that the Terrabank (US) app and any future updates/upgrades will/may perform the functions described below at Terrabank, N.A.'s sole discretion. You may withdraw your consent at any time by deleting or uninstalling this app. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terrabank, N.A. Member FDIC

About

ADCAP

Features
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ADCAP BROKERAGE INC specialize in providing a range of property and casualty insurance, such as TLC (UBER, LYFT, JINO, GETT, CAR SERVICE & LUXURY CAR SERVICE), Personal Auto, Home Insurance, Business Insurance, Commercial Building Insurance, Workers Compensation, Disability, etc. Our motto is to find you the best coverage, at the lowest possible premium, with the best customer service by drawing on our relationships with various insurance companies.

Screenshots

Terrabank Mobile For Consumer4 screens
ADCAP3 screens

Verdict

The call

The clearest difference is update cadence: ADCAP at every 2 months against Terrabank Mobile For Consumer's every 6 months. ADCAP also leads on iOS requirement (11.0 vs 14.7). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Terrabank Mobile For Consumer ships an update every 6 months, ADCAP every 2 months. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Terrabank Mobile For Consumer versus ADCAP: the parameters behind the verdict, then further details
ParameterTerrabank Mobile For ConsumerADCAP
PriceFreeFree
Rating4.8 (92 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings92 — better—
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.711.0 — better
Further details — not scored
Size122 MB40 MB
Age rating4+4+
DeveloperTerrabank, N.A.Freedom Line LTD

In-app purchases

None

Terrabank Mobile For Consumer

No in-app purchases

None

ADCAP

No in-app purchases

Questions

Is Terrabank Mobile For Consumer free?
Terrabank Mobile For Consumer is free to download, with no in-app purchases.
Is ADCAP free?
ADCAP is free to download, with no in-app purchases.
Do Terrabank Mobile For Consumer or ADCAP have ads?
Neither Terrabank Mobile For Consumer nor ADCAP shows ads.
Which is updated more often, Terrabank Mobile For Consumer or ADCAP?
Terrabank Mobile For Consumer ships an update every 6 months, and ADCAP every 2 months. Most recently, Terrabank Mobile For Consumer was updated on October 6, 2026 and ADCAP on October 16, 2026.

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