Terrabank Mobile For Consumer vs PayJar

With Terrabank’s Consumer Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is available to all users and allows you to: • Check balances & recent transactions – See current account activity for your checking, savings and loan accounts, with up to 24 months of history. • Protect your accounts – Set up Face ID® to securely sign on to the app. Or, reset your password quickly and conveniently if you need to. • Send money with Zelle® – Send money instantly, to people you know and trust using a US mobile number. (i) • Transfer funds – Transfer funds to external bank accounts with our online wire platform (ii). • Make deposits – Deposit checks quickly and easily with your iOS device (iii). • Pay bills – Add your bills and make one-time or recurring bill payments right from the app. Security is our priority. Rest assured that your personal information is kept safe! (i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither Terrabank nor Zelle offers a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. (ii) Certain limitations and fees may apply. (iii) Terrabank does not charge a fee for Mobile Banking. However, third-party message and data rates may apply. Mobile Deposit is a feature of Terrabank Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device, and you must download the Terrabank mobile banking app. Eligible Terrabank account and Terrabank Online Banking required. Checks must be from a US bank. Certain other restrictions apply. See the mobile banking terms and conditions in the Terrabank Online Banking Service Agreement. Mobile carrier message and data rates may apply. Subject to network carrier accessibility. By clicking "Get," you consent to the installation of the Terrabank (US) app provided by Terrabank, N.A., and to any future updates/upgrades. You are also acknowledging that you understand that the Terrabank (US) app and any future updates/upgrades will/may perform the functions described below at Terrabank, N.A.'s sole discretion. You may withdraw your consent at any time by deleting or uninstalling this app. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terrabank, N.A. Member FDIC

Know what you made tonight. Not on payday. After a double, nobody wants to do math. So the tips end up on a napkin and payday ends up a surprise. PayJar keeps every shift and every tip in one place, does the math, and tells you when your check comes up short. MADE FOR TIPPED WORK • Cash tips, card tips and your share of the tip pool on every shift • Tip-out to the bar, bussers or kitchen, as an amount or a percentage of sales or tips • Your real hourly rate: wages plus tips, minus tip-out • Your state's minimum wage and tipped wage. If a slow week leaves you under the minimum, you see what your employer has to make up • Best days, cash vs. card and a year-end summary IS YOUR CHECK RIGHT? Type in the gross on your paycheck. PayJar compares it with the hours you logged and says it straight: it matches, or "You were underpaid by $38.40." Wage Check is free. OVERTIME, DONE RIGHT • Weekly overtime after 40 hours, on from the start • Daily overtime and double time for states that have them, like California • An hour already paid as daily overtime isn't counted again for the week • On a tipped wage, overtime is figured on the full minimum wage, not on $2.13 • Night, weekend and holiday differentials, if your job pays them • Every shift shows how its pay was worked out CLOCKING IN SHOULDN'T BE MORE WORK • One tap to start or end a shift, with Undo in case you tap by mistake • Forgot to clock in? Start the shift at the time you really walked in • Breaks, manual or automatic (for example, 30 minutes after 6 hours) • Quick shifts for the ones you work every week • A close that runs past midnight counts for the day it started • Weekly, biweekly, every 4 weeks, twice a month or monthly pay periods YOUR DATA STAYS YOURS • No account, no sign-up, no ads • Your hours, pay, tips and notes stay on your iPhone, with backup to your own iCloud • Excel and CSV export, always free • Anonymous usage stats and crash reports help us fix what breaks. They never include amounts, job names or notes, and you can turn them off in Settings PAYJAR PRO: PAY ONCE One-time purchase, no subscription. Unlimited jobs with their own rates, bonuses and deductions, PDF timesheets, charts by job and every future Pro feature. In English, Spanish and Japanese. PayJar estimates your gross pay (before taxes) for your own records. It isn't legal or tax advice.