Comparison

POLYAPP vs SocPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

POLYAPP

Manage your bank accounts securely and easily from your mobile device. Perform transfers, view statements, order checkbooks, and contact your advisor. Designed for individuals, professionals, and businesses.

Highlights
  • View account balances
  • Perform various types of transfers
  • Add beneficiary accounts
  • Instant card blocking
  • Contact advisor
  • Download account statements
  • Order checkbooks
Features
Read full description

L’Appli POLYAPP de la Banque de Polynésie : c’est ma banque sur mon mobile ! Particuliers, professionnels et entreprises, gérez vos comptes avec simplicité et sécurité. En un clic je peux accéder à l’essentiel : - Visualiser mes comptes ; - Effectuer un virement (ponctuels, différés, permanents, internationaux) ; - Ajouter de nouveaux comptes bénéficiaires ; - Faire une opposition sur carte en instantané en cas d’urgence ; - Contacter mon conseiller ; - Télécharger mes relevés de compte en PDF ; - Commander un chéquier et choisir l’agence de délivrance ; - Réinitialiser mon mot de passe en toute autonomie ; - Suivre l’évolution de mes placements financiers ; - Consulter les informations essentielles de vos crédits. Pour en savoir plus, contactez-nous : - Par téléphone directement au 40 46 78 06 ; - Par mail à l’adresse service.client@sg-bdp.pf ; - En prenant rendez-vous avec un conseiller en agence. Vous avez à disposition sur notre site internet : FAQ, tutoriels et conseils pour une utilisation optimale de notre application mobile. N’hésitez pas à nous faire part de vos suggestions et idées d’amélioration depuis notre site www.sg-bdp.pf

About

SocPay

This app allows you to link your SOCREDO private cards and make secure QR code payments with affiliated merchants. Track your mobile payment history within the application for easy management.

Highlights
  • Link SOCREDO private cards
  • QR code payments
  • Affiliated merchant payments
  • Payment history tracking
  • Secure mobile transactions
Features
Read full description

SocPay vous permet d'enrôler vos cartes privatives SOCREDO, puis de payer en QR/Code chez les commerçants affiliés au service. Payer simplement, en toute confiance et retrouvez dans l'application l'historique de vos opérations de paiement mobile.

Screenshots

POLYAPP4 screens
SocPay4 screens

Verdict

The call

The clearest difference is rating: SocPay at 4.0 against POLYAPP's 1.8. SocPay also leads on review sentiment (25% vs 4%) and iOS requirement (13.0 vs 17.0). POLYAPP's advantage is update cadence (every 3 months vs every 10 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SocPay holds the better App Store score, 4.0 against 1.8. That said, the two scores are not equally well evidenced: POLYAPP has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 4% of POLYAPP's written reviews are positive against 25% of SocPay's.

UpkeepUpdate frequency

POLYAPP ships an update every 3 months, SocPay every 10 months. The most recent releases landed on August 15, 2026 and June 1, 2026 respectively.

Scorecard5 real differences · 5 level
POLYAPP versus SocPay: the parameters behind the verdict, then further details
ParameterPOLYAPPSocPay
PriceFreeFree
Rating1.8 (5 ratings)4.0 (1 ratings) — better
Positive reviews3.8% of reviews25.0% of reviews — better
Number of ratings5 — better1
Update frequencyEvery 3 months — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS17.013.0 — better
Further details — not scored
Size44 MB33 MB
Age rating4+12+
DeveloperBANQUE DE POLYNESIEBanque SOCREDO

Customer experience

POLYAPP

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews52 reviews
Positive3.8%
Neutral3.8%
Negative92.3%

SocPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

In-app purchases

None

POLYAPP

No in-app purchases

None

SocPay

No in-app purchases

Questions

Is POLYAPP free?
POLYAPP is free to download, with no in-app purchases.
Is SocPay free?
SocPay is free to download, with no in-app purchases.
Which has better reviews, POLYAPP or SocPay?
SocPay is rated higher. POLYAPP averages 1.8 out of 5 from 5 ratings, while SocPay averages 4.0 from 1 ratings.
Do POLYAPP or SocPay have ads?
Neither POLYAPP nor SocPay shows ads.
Which is updated more often, POLYAPP or SocPay?
POLYAPP ships an update every 3 months, and SocPay every 10 months. Most recently, POLYAPP was updated on August 15, 2026 and SocPay on June 1, 2026.

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