Comparison

Financial Clock vs Return Today

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial Clock

Stay informed about global financial market opening and closing times. Receive alerts for important market events and access index information. Designed for investors to keep track of market activity.

Highlights
  • Global market hours tracking
  • Key financial market alerts
  • Index information
  • Investor-focused design
  • Cross-device compatibility
Features
Read full description

Financial Clock: Global Market Trading Clocks & Index Tracker Never miss an opening or closing bell again. As a global investor, are you tired of calculating time zones, tracking confusing Daylight Saving Time (DST) changes, or guessing local market holidays? Financial Clock is the ultimate time-management companion designed specifically for international traders, stock investors, forex professionals, and crypto enthusiasts. Eliminate the timezone guesswork and monitor the exact status of major global exchanges—including the NYSE, NASDAQ, LSE, HKEX, TSE, and more—all in real-time. Global Countdown Clocks: Clear, real-time countdowns to the opening and closing bells of major markets, automatically adjusted to your local time and regional DST changes. Smart Market Alerts: Set customizable push notifications! Get notified 15 minutes before opening, at the bell, or right before the closing auction so you never miss a critical trading window. 24-Hour Market Panorama: A visual global clock showing exactly which markets are currently trading, overlapping, or closed at any given second. Live Market Indices: Don’t just track the time; track the momentum. Unlock real-time/delayed data for major global indices—including the S&P 500, Nasdaq 100, Dow Jones, Hang Seng, and Nikkei 225—right alongside your clocks.

About

Return Today

Organize your day with tasks, events, habits, and reminders in a single, calm view. Plan flexibly, build routines, and find focus with a dedicated timer. Keep track of important dates and access key features on your Apple Watch.

Highlights
  • Daily, weekly, and monthly planning views
  • Flexible habit creation and tracking
  • Focus timer for deep work
  • Brain dump for capturing thoughts
  • Task and event reminders
  • Apple Calendar and Reminders sync
Features
Read full description

Make today feel lighter. Return brings tasks, events, habits, reminders and your next small step into one calm daily view. Capture what is on your mind, decide what matters now and reshape the day when plans change. PLAN WITHOUT OVERLOAD • See Today, Week and Month in clear visual views • Capture tasks first and schedule them when you are ready • Rebalance plans when your available time changes • Compare planned time with actual focus time • Sync selected items with Apple Calendar and Reminders BUILD FLEXIBLE HABITS • Start with editable everyday habit templates • Create named routines with ordered steps • Track complete or partial progress • Pause, edit or remove routines whenever you need • Schedule habit reminders and calendar entries FIND FOCUS IN SMALL STEPS • Start an editable Focus timer • Turn distracting thoughts into a private Brain Dump • Break larger tasks into clear next actions • Use on-device intelligence to organize thoughts and suggest routines • Review every suggestion before it is saved REMEMBER WHAT MATTERS • Add flexible reminders to tasks, events and habits • Attach places and open directions in your preferred maps app • Track document expiry dates with photos or files • Choose when and how often expiry alerts appear • Check your next action and Focus session from Apple Watch PRIVATE BY DESIGN Your core Return data is stored locally on your device. Return does not use an iCloud database in this version. Apple Calendar, Reminders and Health integrations are optional and only use the information you choose to connect. Advanced on-device intelligence requires a compatible device with Apple Intelligence enabled. Essential planning, habit, reminder and Focus features remain available on other supported devices. Return is free to begin, with an optional one-time Premium unlock. No recurring subscription.

Screenshots

Financial Clock4 screens
Return Today4 screens

Verdict

The call

The clearest difference is update cadence: Return Today at every 3 days against Financial Clock's every 2 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Financial Clock sells 3 in-app purchases, starting at $1.99 per month and Return Today sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Financial Clock ships an update every 2 months, Return Today every 3 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Financial Clock versus Return Today: the parameters behind the verdict, then further details
ParameterFinancial ClockReturn Today
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, Apple WatchiPhone, iPad, Apple Watch — better
Requires iOS26.026.0
Further details — not scored
Size4 MB42 MB
Age rating4+4+
Developer翔 姬Gustavo Venzon

Customer experience

Financial Clock

Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Return Today

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Financial Clock

Subscriptions3
  • Monthly7 Days trial$1.991 Month
  • Semi-annual7 Days trial$9.996 Months
  • Annual7 Days trial$16.901 Year
1 purchases

Return Today

One-time1
  • Return Premium Lifetime$1.99

Questions

Is Financial Clock free?
Financial Clock is free to download, with in-app purchases available.
Is Return Today free?
Return Today is free to download, with in-app purchases available.
Do Financial Clock or Return Today have ads?
Neither Financial Clock nor Return Today shows ads.
Which is updated more often, Financial Clock or Return Today?
Financial Clock ships an update every 2 months, and Return Today every 3 days. Most recently, Financial Clock was updated on November 4, 2026 and Return Today on October 31, 2026.

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