Spending Rate vs 반드시 할 일
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Rate
This app helps you track your daily spending pace and project your balance until payday. Log expenses, visualize spending by category with charts, and manage your budget effectively. Your financial data is kept private with iCloud sync and no ads or tracking.
- Log daily expenses
- Project balance until payday
- Visualize spending by category
- Calendar view of expenses
- Private iCloud sync
- No ads or tracking
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How much have I spent? Will I make it to payday? Spending Rate answers both — a pace-aware tracker that projects your balance and shows where your money goes. CALENDAR Log every spend on the day it happened. See your month at a glance — each day shows what you bought and how much. Tap any day to add, edit, or review entries. CHARTS A 30-day breakdown by category. Stacked bars by day so you can spot the days that ran hot, and the categories that ate the budget. Header shows total + per-day average. DEBIT + CREDIT Set today's balance and your next payday. The app projects whether you'll make it, factoring in your daily spending pace and any credit card bill due. CATEGORIES Tag each spend (Groceries, Coffee, Transit) and watch them light up the chart in its own color. Manage categories from Settings. PRIVATE BY DESIGN - iCloud sync across iPhone and iPad - No accounts, no ads, no tracking - Your data stays in your private iCloud
반드시 할 일
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'반드시 할 일'은 미니멀 투두 리스트 (todo list) 입니다. 여러 메모에 섞여 해야할 일들 마져 놓치신적 있으신가요? 미니멀 투두 리스트로 반드시 할일만 따로 모아 노아 보세요.
Screenshots
Verdict
The clearest difference is update cadence: Spending Rate at every 2 months against 반드시 할 일's every 26 months. 반드시 할 일's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spending Rate ships an update every 2 months, 반드시 할 일 every 26 months. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.
| Parameter | Spending Rate | 반드시 할 일 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 2 months — better | Every 26 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Seung-Un Ham | jiyong yoon |
In-app purchases
Spending Rate
No in-app purchases
반드시 할 일
No in-app purchases
