Comparison

Spending Rate vs Grocery List

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spending Rate

This app helps you track your daily spending pace and project your balance until payday. Log expenses, visualize spending by category with charts, and manage your budget effectively. Your financial data is kept private with iCloud sync and no ads or tracking.

Highlights
  • Log daily expenses
  • Project balance until payday
  • Visualize spending by category
  • Calendar view of expenses
  • Private iCloud sync
  • No ads or tracking
Features
Read full description

How much have I spent? Will I make it to payday? Spending Rate answers both โ€” a pace-aware tracker that projects your balance and shows where your money goes. CALENDAR Log every spend on the day it happened. See your month at a glance โ€” each day shows what you bought and how much. Tap any day to add, edit, or review entries. CHARTS A 30-day breakdown by category. Stacked bars by day so you can spot the days that ran hot, and the categories that ate the budget. Header shows total + per-day average. DEBIT + CREDIT Set today's balance and your next payday. The app projects whether you'll make it, factoring in your daily spending pace and any credit card bill due. CATEGORIES Tag each spend (Groceries, Coffee, Transit) and watch them light up the chart in its own color. Manage categories from Settings. PRIVATE BY DESIGN - iCloud sync across iPhone and iPad - No accounts, no ads, no tracking - Your data stays in your private iCloud

About

Grocery List

Features
Read full description

A pretty beautiful and simple to use grocery list. Just add the products you need to buy pressing the plus button on the bottom right corner of the main app, fill it with the name of the item and save it with the add this item to cart button. Several of the most common products has nice well designed icons. Like apples, water, milk, chips and many others! Please if you like this app leave a nice comment or a rating this helps a lot. Thank you!

Screenshots

Spending Rate2 screens
Grocery List3 screens

Verdict

The call

The clearest difference is ads: Spending Rate at none against Grocery List's shown. Grocery List's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (9.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spending Rate ships an update every 2 months, Grocery List every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences ยท 5 level
Spending Rate versus Grocery List: the parameters behind the verdict, then further details
ParameterSpending RateGrocery List
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 3 weeks โ€” better
AdsNo โ€” betterYes
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.09.0 โ€” better
Further details โ€” not scored
Size11 MB52 MB
Age rating4+4+
DeveloperSeung-Un HamFerran Espuna

In-app purchases

None

Spending Rate

No in-app purchases

None

Grocery List

No in-app purchases

Questions

Is Spending Rate free?
Spending Rate is free to download, with no in-app purchases.
Is Grocery List free?
Grocery List is free to download, with no in-app purchases.
Do Spending Rate or Grocery List have ads?
Grocery List shows ads; Spending Rate does not.
Which is updated more often, Spending Rate or Grocery List?
Spending Rate ships an update every 2 months, and Grocery List every 3 weeks. Most recently, Spending Rate was updated on November 3, 2026 and Grocery List on November 3, 2026.

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