Spending Rate vs Thinklet

How much have I spent? Will I make it to payday? Spending Rate answers both — a pace-aware tracker that projects your balance and shows where your money goes. CALENDAR Log every spend on the day it happened. See your month at a glance — each day shows what you bought and how much. Tap any day to add, edit, or review entries. CHARTS A 30-day breakdown by category. Stacked bars by day so you can spot the days that ran hot, and the categories that ate the budget. Header shows total + per-day average. DEBIT + CREDIT Set today's balance and your next payday. The app projects whether you'll make it, factoring in your daily spending pace and any credit card bill due. CATEGORIES Tag each spend (Groceries, Coffee, Transit) and watch them light up the chart in its own color. Manage categories from Settings. PRIVATE BY DESIGN - iCloud sync across iPhone and iPad - No accounts, no ads, no tracking - Your data stays in your private iCloud

Thinklet is a powerful, privacy-friendly AI chat client for iOS. Connect it to any OpenAI-compatible API -- including OpenAI, Anthropic, Mistral, Groq, Ollama, and self-hosted models -- and start chatting in seconds. CONNECT ANY AI MODEL Add your own API key and Base URL. Thinklet works with any service that follows the OpenAI Chat Completions standard. Manage multiple platforms side by side, browse the full model list, and star your favorites for quick access. NATURAL VOICE CONVERSATION Press and hold the mic button to speak. Thinklet transcribes your words in real time and sends them the moment you lift your finger. Enable the speaker to have AI responses read aloud -- perfect for hands-free use. ATTACH IMAGES & FILES Pick a photo from your library or attach a text or PDF file directly to your message. Vision-capable models can analyze images; text files are embedded as context so the AI understands your documents. SMART SYSTEM PROMPTS Choose from built-in prompt templates -- General Assistant, Blog Writer, Code Expert, Translator, Academic Editor, Creative Writer -- or craft and save your own. Each conversation can have its own persona. PER-CONVERSATION PARAMETERS Fine-tune Temperature, Max Tokens, Top-P, and streaming mode for every chat independently. Add custom key-value parameters for advanced API features without touching a single line of code. MCP TOOL INTEGRATION Connect external tools and data sources via the Model Context Protocol (MCP). Enable web search, code execution, database queries, or any MCP-compatible service -- and assign different tools to different conversations. CLEAN, FOCUSED DESIGN A sidebar keeps all your conversations organized. Swipe right or tap the menu icon to open it. The minimal input bar stays out of your way until you need it. Dark mode and Dynamic Type are fully supported. YOUR DATA, YOUR CONTROL Thinklet stores everything -- conversations, settings, API keys -- locally on your device using iOS secure storage. No account, no cloud sync, no telemetry. Whether you are a developer experimenting with the latest models, a writer looking for a creative partner, or a professional who needs a capable AI assistant on the go, Thinklet gives you the flexibility and power you need, beautifully packaged for iPhone. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/