TFCU Card Control vs Payment Panel 3.0

Protect your debit card by setting up transaction alerts while also having the ability to define when, where and how your card is used. Simply download the app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your debit card. Alerts Ensure Safe, Secure Card Usage Alerts for PIN and signature based debit card transactions can be set up to keep you informed of your card usage and help you quickly detect unauthorized or fraudulent activity. This app can send an alert when a card is used or when a card transaction has been attempted but is declined. Alerts are sent in real time, immediately after a transaction has taken place. Additional customizable alert options are available. Location-Based Alerts and Controls The My Location control can restrict transactions to merchants located within a certain range of your location by using your phone’s GPS. This will ensure that any transactions requested outside of the specified range be declined. The My Region control uses city, state, country or zip code on an expandable interactive map so that transactions requested by merchants outside of a specific region can also be declined. Usage Alerts and Controls Spending limits can be established to allow transactions up to a certain dollar value. Once reached, additional transactions will be declined for exceeding your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. Transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions. Card On/Off Setting When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or to assist in controlling spending. Additional Capabilities This app also provides you with real-time balance inquiries. Key Benefits • All cardholders can receive alerts to monitor transactions and protect their accounts • You can actively manage your money and take charge of your card usage • Parents can remotely control and monitor their children’s spending

Payment Panel 3.0 is a system where the user data and transaction details are captured through surveys, and analysed and stored and computed to generate insights for the top level management in order to shape and steer the business in the correct path in gaining more traction and usability of the services that the company provides, and also to provide insights to the other related businesses on how the trends would be shaping and where and what to invest on to ensure the business continuity and prosperity.