EMMO Cost vs 一木记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EMMO Cost
This app offers a simple and powerful way to manage your personal finances. It allows for quick accounting, detailed record-keeping with image support, and robust privacy features. Track your spending, generate reports, and sync across devices.
- Picture cloud support
- Search bills
- Password protection
- Customizable categories
- CSV export
- Real-time cloud sync
- Statistical charts
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EMMO - little books Emmo Corp. is a delicate simple accounting software, saving money from the beginning of accounting, accounting is an excellent quality of life. Small ledger adhering to the simple design of EMMO, we can quickly account with a key, simple but powerful. What are the powerful functions of a small ledger? - Support picture cloud, support picture remarks, and do not occupy iCloud space - Search the bill - Unit: bill of today, bill of the month - Privacy protection: Passwords - Customize common categories - export CSV - Real-time automatic cloud synchronization of iCloud for multiple devices on different platforms - Custom ledger - ledger editing classification - Statistical view, line chart, bar chart - All kinds of nice background pictures - More features for you to discover Thank you for your support of EMMO! Send questions and ideas to helloemmo@163.com
一木记账
This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.
- Voice and text expense logging
- Asset and credit account management
- Detailed income/expense statistics
- Calendar view for bills and reminders
- Third-party bill import from screenshots
- Ad-free and no financial advice
- Customizable themes and icons
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一木记账——专注效率的智能记账软件。 不插广告，不推理财产品，只做记账这一件事。 【记一笔，最快只要一句话】 · 语音记账：说「午饭 32」，金额、分类、账户、时间自动填好，确认即入账 · 一句话文字记账：不方便说话就打一行字，同样能识别 · 语音快捷指令：通过快捷指令说一句话记账，全程不用打开 App · 自动记账：把账单截图交给快捷指令，自动识别并填好这笔账 · 导入 AI 识别账单：让你常用的 AI 助手读图，识别结果一键导入，单笔与批量都支持 · 手动记账：自定义键盘，常用分类与账户一屏可达 【小组件，不打开 App 也能记和看】 · 锁屏组件：圆形、矩形、行内三种样式，抬手即见预算与余额 · 桌面组件：预算、周趋势、日历热力图、金价等 20 余款 · 自定义组件：自己挑数据和样式，搭一个只属于你的组件 【强大的资产管理】 · 信贷账户与消费分期：出账、还款一笔不漏 · 还款提醒：信用卡、房贷、到期本地通知，提醒时间可自定义 · 多类资产统一管理：借贷、定期、股票、贵金属、多币种 · 报销与退款：标记待报销，支持多次退款关联 · 资产走势与分布桑基图，钱的流向一眼看清 【全面的账单统计】 · 月、年、自定义周期的收支统计 · 分类统计、标签统计、预算统计 · 年度热力图：一年的记账习惯一屏看完 【高效的日历查阅】 每日收支与还款提醒，尽在日历视图一目了然。 【独有的导入导出】 · 第三方平台账单截图一键导入，自动识别 · 支持多个第三方平台的 Excel 账单导入 · 高度自由的账单导出，可导 Excel 【多人账本】 扫码加入同一个账本，家庭、情侣、室友共同记账。 【举重若轻的功能】 标签、周期记账、愿望清单、账单拆分、批量编辑、WebDAV 备份、iCloud 与云端备份、多主题、自定义 App 图标、自由的个性化设置。 【干净纯粹】 不带任何广告，不带任何理财信息，只为记账而生。
Screenshots
Verdict
The clearest difference is ads: 一木记账 at none against EMMO Cost's shown. 一木记账 also leads on update cadence (every 2 weeks vs every 4 weeks). EMMO Cost's advantage is ratings volume (939 vs 47) and rating (4.9 vs 4.7). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EMMO Cost sells 1 one-off in-app purchase and 一木记账 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
EMMO Cost holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: EMMO Cost has 939 ratings behind it against 47, so its average is the more settled of the two. Written reviews complicate that: 84% of EMMO Cost's written reviews are positive against 85% of 一木记账's, so the app with the better star average is not the one people write more warmly about.
EMMO Cost ships an update every 4 weeks, 一木记账 every 2 weeks. Both last shipped on October 27, 2026.
| Parameter | EMMO Cost | 一木记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (939 ratings) — better | 4.7 (47 ratings) |
| Positive reviews | 83.9% of reviews | 85.4% of reviews — better |
| Number of ratings | 939 — better | 47 |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 16 | 15.0 — better |
| Further details — not scored | ||
| Size | 153 MB | 71 MB |
| Age rating | +4 | 4+ |
| Developer | EMMO Corp. | 泽天 胡 |
Customer experience
EMMO Cost
一木记账
Bugs and requests
EMMO Cost
Reported bugs
4 issues- Data loss and disappearing transactions
- Editing issues with categories and labels
- Sync problems between iOS and Android
- Frequent app crashes and freezes
Requested features
5 requests- Add more currency options
- Implement recurring expenses and budgeting features
- Provide English language support
- Allow customization of categories and layouts
- Add Apple Watch integration
一木记账
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EMMO Cost
- 小账本-首发折扣永久会员$4.99
一木记账
- 一木记账月费高级会员$1.59
- 一木年费高级会员$7.99
- 一木永久高级会员$17.99
