Comparison

iorys vs Payella

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

iorys

Features
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Ready-to-use mobile banking app that can be white-labeled for your Bank, Payment firm, Crypto exchanger, P-to-P lending or any other FinTech. Quick rebranding with your corporate style or creation of a tailor-made design based on your needs. We are digital banking architects enabling financial institutions a fast-track launch of payment solutions with remarkable UI/UX. Our clients are both newly born FinTechs wishing to break in the market being competitive from the first days without major investments, and mature market participants seeking to upscale their IT platforms with fresh and advanced banking modules, including a mobile app. IORYS App includes: ACCOUNT OPENING Seamless new client onboarding flow with integrated 3rd party AML/KYC providers at your choice for safe and efficient remote identification and sanction/PEP screening. MULTI-CURRENCY ACCOUNTS Receiving and keeping different currencies without mandatory conversion. Your clients can keep balances in dozens of currencies (fiat and crypto) for efficient treasury management. ACCOUNT STATEMENTS Single and multi-currency account statements. Search for transactions based on dates, amounts, key words and other parameters. Extract of account statements in PDF/XL formats. PAYMENT CARDS Wide functionality with payment cards, including card ordering, balance view, view of all card details, block/unblock cards, PIN view/change, change of limits and other features. Possibility to have a multi-currency and a crypto card. SAVINGS An online piggy-bank allowing users to open savings accounts for keeping money aside for a dream purchase or any other needs. Ability to see the saving progress in %. MONEY TRANSFERS Receiving and sending payments within and outside Iorys banking platform, creation of templates, programming with deferred dates. Request of outgoing transfers with an automated currency exchange. Possibility to inform interested parties about outgoing transactions. SECURITY Face ID/Touch ID functionality and various access codes for cutting edge security of your clients’ wallets. View of previous accesses based on IP, country, date and time. NOTIFICATIONS Push messages about incoming/outgoing transactions for real time control for money movement. ACCESS RIGHTS Ability to set read-only or full access rights for various business scenarios. Try our app and other products of Iorys (Payment HUB, Ledger, AML module, Web banking) available on SaaS of or On Prem/License model. More info available on WWW.IORYS.COM Disclosure Iorys Ltd does not provide any payment or financial services. We are purely a technological company offering IT solutions for regulated entities.

About

Payella

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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.

Screenshots

iorys4 screens
Payella3 screens

Verdict

The call

The clearest difference is ads: iorys at none against Payella's shown. iorys also leads on update cadence (every 6 weeks vs every 3 months). Payella's advantage is iOS requirement (11.0 vs 13.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

iorys ships an update every 6 weeks, Payella every 3 months. The most recent releases landed on September 22, 2026 and September 17, 2026 respectively.

Scorecard3 real differences Β· 3 level
iorys versus Payella: the parameters behind the verdict, then further details
ParameteriorysPayella
PriceFreeFree
Update frequencyEvery 6 weeks β€” betterEvery 3 months
AdsNo β€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 β€” better
Further details β€” not scored
Size44 MB58 MB
Age rating4+4+
DeveloperIorys LtdPAYELLA GROUP LTD

In-app purchases

None

iorys

No in-app purchases

None

Payella

No in-app purchases

Questions

Is iorys free?
iorys is free to download, with no in-app purchases.
Is Payella free?
Payella is free to download, with no in-app purchases.
Do iorys or Payella have ads?
Payella shows ads; iorys does not.
Which is updated more often, iorys or Payella?
iorys ships an update every 6 weeks, and Payella every 3 months. Most recently, iorys was updated on September 22, 2026 and Payella on September 17, 2026.

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