Comparison

OneEleven Financial Wellness vs Element Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneEleven Financial Wellness

This app offers personalized financial coaching and smart tools to help you transform your relationship with money. Get paired with a dedicated coach for weekly check-ins, personalized plans, and access to budgeting tools and educational content.

Highlights
  • Dedicated financial coach
  • Weekly check-ins
  • Text & video access to coach
  • Personalized financial plan
  • Smart budgeting tools
  • Financial education content
  • Goal tracking
  • Real-time dashboard
Features
Read full description

Transform your relationship with money through 1-on-1 coaching and smart tools—all from your phone. OneEleven pairs you with a dedicated financial coach who helps you make real progress toward the life you want to live. No judgment. No upsells. Just personalized support that actually works. YOUR MEMBERSHIP INCLUDES: -Dedicated Financial Coach – Your personal guide who understands your goals and keeps you accountable -Weekly Check-ins – Regular support to keep you on track and celebrate your wins -Text & Video Access – Connect with your coach anytime via in-app chat or video calls -Personalized Financial Plan – Clear priorities mapped to your unique situation -Smart Budgeting Tools – Track spending, rate purchases, and learn what brings you joy -Financial Education – Bite-sized videos and challenges that make money topics easy to understand -Goal Tracking – Set goals, monitor progress, and achieve what matters most to you -Real-time Dashboard – Manage all your accounts in one place HUMAN COACHING. REAL RESULTS. Most budgeting apps leave you to figure it out alone. OneEleven is different—you get a real person in your corner who cares about your success. "This app has completely transformed my relationship with money." —Nati F. "Helped me eliminate nearly $12,000 in debt." —Luna Soul Life "My coach is doing God's work! 11/10 recommend!" —Chelsea K. ONEELEVEN IS FOR YOU IF: -You're tired of trying budgeting apps that don't stick -You want to pay off debt and build savings without feeling overwhelmed -You're ready for personalized guidance (not generic advice) -You want accountability from someone who believes in you -You're looking to align your spending with what actually matters to you GET STARTED IN MINUTES: -Pick Your Goals – Tell us what you want to achieve first -Meet Your Coach – Get matched with a coach who fits your needs and life stage -Schedule Your Kick Off Call – Start your journey with a judgment-free conversation -Make Weekly Progress – Your coach helps you stay focused on what matters most -Celebrate Your Wins – Track achievements and build confidence with every milestone BACKED BY BEHAVIORAL SCIENCE. BUILT FOR REAL LIFE. We don't use shame or pressure tactics. Our methods focus on positive change, sustainable habits, and meeting you exactly where you are. No net worth requirements. No finance degree needed. Just genuine support from coaches who believe everyone deserves a financial plan—no matter what stage you're in. READY TO FUND YOUR HAPPY? Join our community of more than 10,000+ members who are building the financial future they deserve—with a coach who actually cares. Download OneEleven and start your journey today. Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Element Pay

This app simplifies fuel management for corporate fleets by enabling cardless and contactless payments directly from vehicles. It authenticates the vehicle to connect to fuel pumps, eliminating the need for driver prompts or physical cards. Fleet managers receive invites to access and utilize the service.

Highlights
  • Cardless fuel payments
  • Contactless vehicle authentication
  • Direct vehicle-to-pump connection
  • Fleet fuel spend management
  • Invite-based access for fleets
Features
Read full description

Corporate fleets can easily manage their fuel spend with the cardless and contactless Element Pay app. Attention fleet managers and drivers: In order to use Element Pay, your corporate fleet must be registered with Element. You will receive an invite directly from Element to access and use Element Pay at the pump. Element Pay is the easier and smarter fleet fuel payment solution. Powered by Know your Machine® software technology, which authenticates the vehicle, not the driver, Element Pay enables vehicles to connect directly to the fuel pump. No cards or driver prompts required! Element Pay – Know Your Machine® Car IQ is a financial technology company and not a bank. Credit Card Services are provided and issued by Maps Credit Union, insured NCUA. [:mav: 2.36.0]

Screenshots

OneEleven Financial Wellness4 screens
Element Pay4 screens

Verdict

The call

The clearest difference is in-app purchases: Element Pay at none against OneEleven Financial Wellness's 4. Element Pay also leads on ads (none vs shown). OneEleven Financial Wellness's advantage is ratings volume (332 vs 21). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneEleven Financial Wellness sells 4 in-app purchases, starting at $39.00 per month. Element Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for OneEleven Financial Wellness against 4.8 for Element Pay. That said, the two scores are not equally well evidenced: OneEleven Financial Wellness has 332 ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 98% of OneEleven Financial Wellness's written reviews are positive against 100% of Element Pay's.

UpkeepUpdate frequency

OneEleven Financial Wellness ships an update every 5 weeks, Element Pay every 3 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
OneEleven Financial Wellness versus Element Pay: the parameters behind the verdict, then further details
ParameterOneEleven Financial WellnessElement Pay
PriceFreeFree
Rating4.8 (332 ratings) — better4.8 (21 ratings)
Positive reviews98.1% of reviews100.0% of reviews — better
Number of ratings332 — better21
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.2
Further details — not scored
Size49 MB151 MB
Age rating4+4+
DeveloperOneEleven, Inc.Car IQ Inc.

Customer experience

OneEleven Financial Wellness

All ratings332 ratings
Positive94.3%
Neutral3.3%
Negative2.4%
Written reviews107 reviews
Positive98.1%
Neutral0.9%
Negative0.9%

Element Pay

All ratings21 ratings
Positive95.2%
Neutral0.0%
Negative4.8%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

OneEleven Financial Wellness

Reported bugs

2 issues
  • Login screen freezes
  • Spending tracking not always accurate

Requested features

3 requests
  • Improved budgeting features
  • More customizable goal-setting options
  • Integration with other financial apps

Element Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

OneEleven Financial Wellness

Subscriptions3
  • 1 Month Membership14 Days trial$39.001 Month
  • 3 Month Membership14 Days trial$89.003 Months
  • 12 Months Membership14 Days trial$289.001 Year
One-time1
  • The Six-Week Money Reset$299.00
None

Element Pay

No in-app purchases

Questions

Is OneEleven Financial Wellness free?
OneEleven Financial Wellness is free to download, with in-app purchases available.
Is Element Pay free?
Element Pay is free to download, with no in-app purchases.
Which has better reviews, OneEleven Financial Wellness or Element Pay?
OneEleven Financial Wellness is rated higher. OneEleven Financial Wellness averages 4.8 out of 5 from 332 ratings, while Element Pay averages 4.8 from 21 ratings.
Do OneEleven Financial Wellness or Element Pay have ads?
OneEleven Financial Wellness shows ads; Element Pay does not.
Which is updated more often, OneEleven Financial Wellness or Element Pay?
OneEleven Financial Wellness ships an update every 5 weeks, and Element Pay every 3 weeks. Most recently, OneEleven Financial Wellness was updated on November 7, 2026 and Element Pay on November 3, 2026.

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