一木记账 vs 柚子记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
一木记账
This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.
- Voice and text expense logging
- Asset and credit account management
- Detailed income/expense statistics
- Calendar view for bills and reminders
- Third-party bill import from screenshots
- Ad-free and no financial advice
- Customizable themes and icons
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一木记账——专注效率的智能记账软件。 不插广告,不推理财产品,只做记账这一件事。 【记一笔,最快只要一句话】 · 语音记账:说「午饭 32」,金额、分类、账户、时间自动填好,确认即入账 · 一句话文字记账:不方便说话就打一行字,同样能识别 · 语音快捷指令:通过快捷指令说一句话记账,全程不用打开 App · 自动记账:把账单截图交给快捷指令,自动识别并填好这笔账 · 导入 AI 识别账单:让你常用的 AI 助手读图,识别结果一键导入,单笔与批量都支持 · 手动记账:自定义键盘,常用分类与账户一屏可达 【小组件,不打开 App 也能记和看】 · 锁屏组件:圆形、矩形、行内三种样式,抬手即见预算与余额 · 桌面组件:预算、周趋势、日历热力图、金价等 20 余款 · 自定义组件:自己挑数据和样式,搭一个只属于你的组件 【强大的资产管理】 · 信贷账户与消费分期:出账、还款一笔不漏 · 还款提醒:信用卡、房贷、到期本地通知,提醒时间可自定义 · 多类资产统一管理:借贷、定期、股票、贵金属、多币种 · 报销与退款:标记待报销,支持多次退款关联 · 资产走势与分布桑基图,钱的流向一眼看清 【全面的账单统计】 · 月、年、自定义周期的收支统计 · 分类统计、标签统计、预算统计 · 年度热力图:一年的记账习惯一屏看完 【高效的日历查阅】 每日收支与还款提醒,尽在日历视图一目了然。 【独有的导入导出】 · 第三方平台账单截图一键导入,自动识别 · 支持多个第三方平台的 Excel 账单导入 · 高度自由的账单导出,可导 Excel 【多人账本】 扫码加入同一个账本,家庭、情侣、室友共同记账。 【举重若轻的功能】 标签、周期记账、愿望清单、账单拆分、批量编辑、WebDAV 备份、iCloud 与云端备份、多主题、自定义 App 图标、自由的个性化设置。 【干净纯粹】 不带任何广告,不带任何理财信息,只为记账而生。
柚子记账
This app offers a simple and ad-free way to track expenses with multiple customizable ledgers. It allows for shared accounting with family and friends, with permission controls for members. Get quick support from an online customer service team.
- Ad-free interface
- Multiple customizable ledgers
- Shared accounting with members
- Permission controls for members
- Online customer support
- Simple and clear design
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无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 柚子记账全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 【多成员共享记账】 每一个账本里都可以邀请家人、朋友来一起记账 账本里的账单记录,每一个成员都可以看到 作为帐本的创建者,还可以为成员设置记账权限 【简洁无广告】 柚子记账承诺没有任何广告 页面打开简洁又清晰明了,轻松上手 【轻松反馈】 柚子记账支持一对一的在线人工客服 您的反馈在内部层层重视,会及时给您答复
Screenshots
Verdict
The clearest difference is rating: 一木记账 at 4.7 against 柚子记账's 3.0. 一木记账 also leads on update cadence (every 2 weeks vs every 3 months) and ratings volume (47 vs 2). 柚子记账's advantage is in-app purchases (none vs 3) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 一木记账 sells 3 one-off in-app purchases. 柚子记账 asks for nothing beyond the download.
一木记账 holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: 一木记账 has 47 ratings behind it against 2, so its average is the more settled of the two.
一木记账 ships an update every 2 weeks, 柚子记账 every 3 months. The most recent releases landed on October 15, 2026 and September 21, 2026 respectively.
| Parameter | 一木记账 | 柚子记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (47 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 85.4% of reviews | — |
| Number of ratings | 47 — better | 2 |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 70 MB | 74 MB |
| Age rating | 4+ | 9+ |
| Developer | 泽天 胡 | 杭州火炎焱网络技术有限公司 |
Customer experience
一木记账
柚子记账
In-app purchases
一木记账
- 一木记账月费高级会员$1.59
- 一木年费高级会员$7.99
- 一木永久高级会员$17.99
柚子记账
No in-app purchases








