一木记账 vs TaoBook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
一木记账
This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.
- Voice and text expense logging
- Asset and credit account management
- Detailed income/expense statistics
- Calendar view for bills and reminders
- Third-party bill import from screenshots
- Ad-free and no financial advice
- Customizable themes and icons
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一木记账——专注效率的智能记账软件。 不插广告,不推理财产品,只做记账这一件事。 【记一笔,最快只要一句话】 · 语音记账:说「午饭 32」,金额、分类、账户、时间自动填好,确认即入账 · 一句话文字记账:不方便说话就打一行字,同样能识别 · 语音快捷指令:通过快捷指令说一句话记账,全程不用打开 App · 自动记账:把账单截图交给快捷指令,自动识别并填好这笔账 · 导入 AI 识别账单:让你常用的 AI 助手读图,识别结果一键导入,单笔与批量都支持 · 手动记账:自定义键盘,常用分类与账户一屏可达 【小组件,不打开 App 也能记和看】 · 锁屏组件:圆形、矩形、行内三种样式,抬手即见预算与余额 · 桌面组件:预算、周趋势、日历热力图、金价等 20 余款 · 自定义组件:自己挑数据和样式,搭一个只属于你的组件 【强大的资产管理】 · 信贷账户与消费分期:出账、还款一笔不漏 · 还款提醒:信用卡、房贷、到期本地通知,提醒时间可自定义 · 多类资产统一管理:借贷、定期、股票、贵金属、多币种 · 报销与退款:标记待报销,支持多次退款关联 · 资产走势与分布桑基图,钱的流向一眼看清 【全面的账单统计】 · 月、年、自定义周期的收支统计 · 分类统计、标签统计、预算统计 · 年度热力图:一年的记账习惯一屏看完 【高效的日历查阅】 每日收支与还款提醒,尽在日历视图一目了然。 【独有的导入导出】 · 第三方平台账单截图一键导入,自动识别 · 支持多个第三方平台的 Excel 账单导入 · 高度自由的账单导出,可导 Excel 【多人账本】 扫码加入同一个账本,家庭、情侣、室友共同记账。 【举重若轻的功能】 标签、周期记账、愿望清单、账单拆分、批量编辑、WebDAV 备份、iCloud 与云端备份、多主题、自定义 App 图标、自由的个性化设置。 【干净纯粹】 不带任何广告,不带任何理财信息,只为记账而生。
TaoBook
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TaoBook is a calm, practical way to track everyday money. Type “lunch $12.50” and TaoBook turns it into an editable transaction draft with amount, category, merchant, and payment method. You can also speak a short note or choose a receipt from Photos for on-device text recognition. HIGHLIGHTS • Smart text entry from natural language • Voice entry via system speech recognition • On-device receipt text recognition • Multiple books for personal, family, or project finances • Monthly or yearly category budgets • Insights for income, spending, categories, and trends • Sign in with Apple to sync across devices TAOBOOK PRO Monthly and yearly auto-renewable subscriptions unlock the complete recording and insights experience. Subscriptions are handled by the App Store and can be canceled anytime; see in-app prices for your storefront. PRIVACY AND CONTROL TaoBook does not sell personal data. Receipt images are recognized on-device. Voice is used only for system speech recognition and is not stored by TaoBook. Delete your account and associated cloud data from Settings anytime. Download TaoBook and log your first expense in seconds. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ TaoBook Terms: https://taoapex.com/en/products/taobook/terms/ Privacy Policy: https://taoapex.com/en/products/taobook/privacy/ Support: https://taoapex.com/en/contact/
Screenshots
Verdict
The clearest difference is update cadence: TaoBook at every 4 days against 一木记账's every 2 weeks. 一木记账's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 一木记账 sells 3 one-off in-app purchases and TaoBook sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
一木记账 ships an update every 2 weeks, TaoBook every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | 一木记账 | TaoBook |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (47 ratings) — better | — |
| Positive reviews | 85.4% of reviews | — |
| Number of ratings | 47 — better | — |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 70 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | 泽天 胡 | TAOAPEX LTD |
In-app purchases
一木记账
- 一木记账月费高级会员$1.59
- 一木年费高级会员$7.99
- 一木永久高级会员$17.99
TaoBook
- TaoBook Pro Monthly$4.991 Month
- TaoBook Pro Annual$39.991 Year









