Comparison

KOFCU SecureCard vs AFL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KOFCU SecureCard

Manage your debit or ATM cards with real-time controls. Secure your accounts by turning cards on or off, set spending limits, and receive transaction alerts. Utilize location-based security to restrict card usage and prevent unauthorized transactions.

Highlights
  • Real-time card on/off toggle
  • Spending limit controls
  • Transaction alerts
  • GPS-based location restrictions
  • Account security
Features
Read full description

KOFCU SecureCard is an easy-to-use mobile app that gives debit/ATM cardholders the ability to turn on or off their cards in real time, securing accounts when the cards are not in use. Cardholders can set controls for the use of their cards and receive alerts for certain types of card activity, use GPS-enabled location parameters to limit where cards can be used and to block out-of-area attempts, and set and adjust spending limits, adding security and enforcing budget discipline.

About

AFL

Take complete command of your debit and credit cards. Set spending limits, control transaction types, and define geographic usage areas. Instantly lock or unlock cards for enhanced security and peace of mind.

Highlights
  • Manage card usage by type, location, and merchant
  • Instantly turn cards on or off
  • Set GPS-based usage restrictions
  • Establish transaction dollar limits
  • Receive alerts for suspicious activity
  • Real-time transaction denial option
Features
Read full description

AFL-CIO Employees FCU CardNav – A companion app for Blue Digital. Have full control over your debit and credit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Receive alerts when suspicious activity is suspected. • Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: 1.Location – based on where the transaction occurs 2.Transaction type – based on type of transaction at point of sale 3.Merchant type – based on the type of merchant where the transaction occurred 4.Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert) Want to learn more, or begin using CardNav now? Contact your credit union to find out if they participate. If they do, download the app and begin using CardNav immediately.

Screenshots

KOFCU SecureCard4 screens
AFL4 screens

Verdict

The call

The clearest difference is rating: AFL at 5.0 against KOFCU SecureCard's 4.2. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AFL holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 6 and 3 respectively.

UpkeepUpdate frequency

KOFCU SecureCard ships an update every 9 months, AFL every 8 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard1 real difference · 8 level
KOFCU SecureCard versus AFL: the parameters behind the verdict, then further details
ParameterKOFCU SecureCardAFL
PriceFreeFree
Rating4.2 (6 ratings)5.0 (3 ratings) — better
Number of ratings6 — better3
Update frequencyEvery 9 monthsEvery 8 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size51 MB71 MB
Age rating4+4+
DeveloperKauai Teachers Federal Credit UnionAFL-CIO Employees Federal Credit Union

In-app purchases

None

KOFCU SecureCard

No in-app purchases

None

AFL

No in-app purchases

Questions

Is KOFCU SecureCard free?
KOFCU SecureCard is free to download, with no in-app purchases.
Is AFL free?
AFL is free to download, with no in-app purchases.
Which has better reviews, KOFCU SecureCard or AFL?
AFL is rated higher. KOFCU SecureCard averages 4.2 out of 5 from 6 ratings, while AFL averages 5.0 from 3 ratings.
Do KOFCU SecureCard or AFL have ads?
Neither KOFCU SecureCard nor AFL shows ads.
Which is updated more often, KOFCU SecureCard or AFL?
KOFCU SecureCard ships an update every 9 months, and AFL every 8 months. Most recently, KOFCU SecureCard was updated on October 24, 2026 and AFL on October 22, 2026.

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