Comparison

Cobru vs VIIO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cobru

This app functions as a payment gateway and digital wallet, allowing users to easily accept various payment methods, send money, and make payments via QR codes. It also offers a free digital deposit account for online transactions and allows for mobile recharges and purchases.

Highlights
  • Accept payments via card, cash, QR, PSE, and wallets
  • Send money to bank accounts, cash points, and wallets
  • Pay with QR codes
  • Open a free digital deposit account
  • Recharge wallet with cash or cards
  • Purchase game pins and phone top-ups
Features
Read full description

Somos Cobru - Pasarela de pago y billetera • Cobra Acepta pagos fácil con tarjetas, efectivo, QR, PSE, Billeteras • Envía Envía dinero a cuentas de bancos, puntos de retiro en efectivo y billeteras • Paga con QR Paga fácil a amigos, comercios y sitios web usando nuestro código QR • Depósito Cobru Abre fácil y gratis tu depósito Cobru y empieza cobrar por internet • Recarga Recarga tu billetera Cobru usando efectivo, tarjetas • Compra Pines de videojuegos, recarga de celulares, seguros • Acepta múltiple medios de pago - PSE - Tarjeta de crédito - Efecty - Corresponsal Bancolombia - Botón Bancolombia - Nequi - Daviplata - Rappipay - Powwi

About

VIIO

Manage your global finances securely and quickly with a digital account that lets you save, transfer, and spend dollars. Send money internationally at no cost, use a Visa card worldwide, and withdraw directly to your bank account in multiple currencies. Open US and European bank accounts for local USD and EUR deposits.

Highlights
  • Global dollar account
  • Zero-cost USDT/USDC transfers
  • Free international money transfers
  • Worldwide Visa card spending
  • Free direct bank withdrawals
  • US and European bank accounts
  • Card control and security
Features
Read full description

Muévete sin fronteras con VIIO, tu cuenta global para guardar, transferir y gastar dólares de forma segura, rápida y sin costos ocultos. Con el respaldo de Visa y aliados líderes en seguridad como Fireblocks y Chainalysis, VIIO te permite administrar y controlar tus finanzas globales desde un solo lugar. Con VIIO puedes: Recibir y transferir dólares a cero costo: puedes seguir usando USDC, o empezar a moverte en USDT inmediatamente. En tu App VIIO verás reflejado tu saldo en dólares. Enviar dólares a tus seres queridos: transfiere dinero al exterior de forma rápida y sin costo. Hacer transferencias internacionales sin costo: envía dólares a cuentas VIIO o billeteras externas en segundos. Comprar internacionalmente: usa tu tarjeta VIIO Visa en más de 100 millones de comercios físicos y virtuales en todo el mundo. Retirar sin costo directo a tu cuenta bancaria: convierte tus fondos y retira en COP, USD, MXN, CAD, EUR, GBP o AUD sin comisiones ocultas. Control total: ajusta límites, congela o elimina tu tarjeta cuando lo necesites. Retira efectivo en cualquier cajero que acepte tarjetas Visa alrededor del mundo. Sin cuota de manejo: tarifas transparentes y la mejor tasa de cambio del mercado. Abrir cuenta bancaria en EEUU y Europa: accede a cuentas locales en dólares (USD) y euros (EUR) para recibir transferencias. Crea tu cuenta en 3 pasos: Regístrate en minutos. Verifica tu identidad. Recarga y empieza a usar tus dólares donde quieras. VIIO: tu cuenta global para moverte sin límites, sin fronteras y sin costo

Screenshots

Cobru4 screens
VIIO4 screens

Verdict

The call

The clearest difference is rating: Cobru at 5.0 against VIIO's 1.0. Cobru also leads on review sentiment (20% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cobru holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 20% of Cobru's written reviews are positive against 0% of VIIO's.

UpkeepUpdate frequency

Cobru ships an update every 2 months, VIIO monthly. The most recent releases landed on June 1, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
Cobru versus VIIO: the parameters behind the verdict, then further details
ParameterCobruVIIO
PriceFreeFree
Rating5.0 (2 ratings) — better1.0 (1 ratings)
Positive reviews20.0% of reviews — better0.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size51 MB145 MB
Age rating4+17+
DeveloperCobru SASVIIO

Customer experience

Cobru

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

VIIO

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Cobru

No in-app purchases

None

VIIO

No in-app purchases

Questions

Is Cobru free?
Cobru is free to download, with no in-app purchases.
Is VIIO free?
VIIO is free to download, with no in-app purchases.
Which has better reviews, Cobru or VIIO?
Cobru is rated higher. Cobru averages 5.0 out of 5 from 2 ratings, while VIIO averages 1.0 from 1 ratings.
Do Cobru or VIIO have ads?
Neither Cobru nor VIIO shows ads.
Which is updated more often, Cobru or VIIO?
Cobru ships an update every 2 months, and VIIO monthly. Most recently, Cobru was updated on June 1, 2026 and VIIO on September 16, 2026.

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