Comparison

DIGIPASS User vs HBZ+

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

DIGIPASS User

Features
Read full description

Al Baraka User Mobile Application

About

HBZ+

Features
Read full description

HBZ+ is a state-of-the-art trading platform that enables you to trade anywhere, anytime. The multi-asset platform provides you with digital access to your HBZ+ portfolio round the clock, and allows you to trade in all of the supported markets seamlessly. With HBZ+ you can - Invest in equities and exchange-traded funds (ETFs) - Trade in bonds and investment funds - Access key markets in the US, Canada, Hong Kong, the UK, and several European markets Furthermore, you can leverage the following platform capabilities on HBZ+: - Multi-channel access to your trading account through apps and browser access on your personal devices - Risk management by choosing from an array of order types including take-profit and stop-loss - Graphical visualization of the portfolio position and performance - Generation of automated trade signals based on technical indicators - Access to news and events related to stocks For access, kindly contact your Private Banker at Habib Bank AG Zurich

Screenshots

DIGIPASS User4 screens
HBZ+4 screens

Verdict

The call

DIGIPASS User and HBZ+ are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DIGIPASS User ships an update every 7 months, HBZ+ every 13 months. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

ScorecardNo meaningful differences
DIGIPASS User versus HBZ+: the parameters behind the verdict, then further details
ParameterDIGIPASS UserHBZ+
PriceFreeFree
Update frequencyEvery 7 months โ€” betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 โ€” better13.4
Further details โ€” not scored
Size14 MB24 MB
Age rating4+4+
DeveloperAlBaraka Bank EgyptHabib Bank AG Zurich

In-app purchases

None

DIGIPASS User

No in-app purchases

None

HBZ+

No in-app purchases

Questions

Is DIGIPASS User free?
DIGIPASS User is free to download, with no in-app purchases.
Is HBZ+ free?
HBZ+ is free to download, with no in-app purchases.
Do DIGIPASS User or HBZ+ have ads?
Neither DIGIPASS User nor HBZ+ shows ads.
Which is updated more often, DIGIPASS User or HBZ+?
DIGIPASS User ships an update every 7 months, and HBZ+ every 13 months. Most recently, DIGIPASS User was updated on September 30, 2026 and HBZ+ on October 1, 2026.

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