Comparison

Flow记账 vs Cush记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flow记账

Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.

Highlights
  • Quick transaction recording
  • Multi-dimensional transaction observation
  • Improve consumption habits
  • Enhance financial management
  • Simple and clear design
  • Local data saving for privacy
  • Automatic data backup
Features
Read full description

Flow 很高兴遇见你。 Flow 是一款通过快捷记录交易、多维度观测交易,改善自身消费习惯,提升内在理财能力的 App。 记账是理财的基础。Flow 中记录交易快捷、简单,只需金额和类别即可,让记账更加简单。 Flow 设计简单明了,没有复杂的帐户信息,关于记账,我们更应该关注于消费情况,而非帐户余额。 Flow 可以尽情的免费使用,部分功能需要购买 Pro 版本。Pro 版本一次性购买,永久可用。 Flow 无需登录,数据保存在本地,隐私不会泄漏。 数据会定时备份(如果 iCloud 可用,那么会备份在 iCloud 上) 如果您用使用上的问题,或者是功能上的建议,可通过邮件联络我们。 邮件: hello@yeseni.today 使用条款:https://yeseni-today.github.io/mematom-resources/flow/terms-of-use 隐私协议:https://yeseni-today.github.io/mematom-resources/flow/privacy-policy

About

Cush记账

Effortlessly manage your finances with intelligent AI analysis and automatic accounting. Track expenses, set budgets, and gain insights into your spending habits with visual charts and proactive reminders. Develop better financial habits with a simple, intuitive interface.

Highlights
  • AI financial analysis
  • Automatic accounting
  • Quick bookkeeping
  • Bill tagging
  • Proactive budget reminders
  • Bill import/export
  • Numerous widgets
Features
Read full description

记账是一个难以坚持的习惯,但在Cush,这一切变得简单! 【产品功能】 --AI分析:智能财务分析,了解哪些钱可以节省,帮助你控制预算; --AI自动记账:智能识别账单金额、日期和标签,记账仅需5秒钟,懒人福音; --快速记账:极简的记账流程帮你养成记账好习惯; --账单标签:一次可选择多个标签,账单记录更随心; --主动预算提醒:提供创新的日预算功能,超支自动提醒,攒钱更轻松; --账单回顾:每周带你回顾,看哪些花费可以节省,每一周都会更好; --心情记录:写花费心情日记,帮助自己更了解自己; --统计图表:可视化图表,收支情况一目了然; --账单导入:支持导入支付宝、微信等账单记录; --账单导出:账单可导出表格,对账管理更方便。 --超多小组件:10多款小组件任选,包括支出小组件、统计图标小组件、日历小组件、快捷记账小组件等,满足不同场景的体验需求。 --多维统计分析:收支、结余汇总,收支统计图、账单详情及汇总,账单全方面了解。 【会员订阅自动续费服务说明】 --订阅期限:1个月或1年 --权益: 1.订阅期间,每月获赠30AI星星,可用于AI账单分析(AI星星为赠送而非购买,有使用时间限制,当月可用,月底过期); 2.无限制使用除 AI 外的所有功能。 --付款:确认购买后,将立即从您的帐户中扣款 --续订:到期前24小时内将向您的账户扣费,付款成功后,订阅期将延长一个订阅期 【消耗型项目购买说明】 --Cush 提供消耗性购买项目:AI星星。此可用于AI账单分析,分析一天账单会消耗1颗星星。用户可以通过购买获得星星,星星没有使用时间限制,只会在你使用A账单分析功能时被消耗。 【非消耗型项目购买说明】 --Cush提供非消耗型项目:买断会员。用户购买后可以获得 600 颗星星,星星没有使用时间限制,只会在你使用AI账单分析功能时被消耗。与此同时,买断用户可以无限制使用除AI分析外的所有功能。 我们用心和爱构建 Cush。谢谢你使用 Cush,支持独立开发。让我们一起 Make Something Wonderful! 如果你喜欢 Cush,欢迎在 App Store 为我们五星好评! 问题反馈和建议邮箱:support@xiaohuodui.cn 使用条款: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策: https://xtool.club/cush/privacy 技术支持: https://xtool.club/

Screenshots

Flow记账4 screens
Cush记账4 screens

Verdict

The call

The clearest difference is rating: Flow记账 at 5.0 against Cush记账's 4.8. Cush记账's advantage is ratings volume (13 vs 2) and iOS requirement (17.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flow记账 sells 1 one-off in-app purchase and Cush记账 sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Flow记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Cush记账 has 13 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Flow记账 ships an update monthly, Cush记账 fortnightly. The most recent releases landed on September 12, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
Flow记账 versus Cush记账: the parameters behind the verdict, then further details
ParameterFlow记账Cush记账
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (13 ratings)
Positive reviews—83.3% of reviews
Number of ratings213 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, Apple Watch — better
Requires iOS26.017.0 — better
Further details — not scored
Size23 MB93 MB
Age rating4+4+
Developer玉栋 侯Hangzhou Small Fire Network Technology Co., Ltd.

Customer experience

Flow记账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Cush记账

All ratings13 ratings
Positive92.3%
Neutral7.7%
Negative0.0%
Written reviews42 reviews
Positive83.3%
Neutral7.1%
Negative9.5%

In-app purchases

1 purchases

Flow记账

One-time1
  • Flow Pro$0.99
4 purchases

Cush记账

Subscriptions2
  • Subscribe Monthly$0.991 Month
  • Subscribe Annually$9.991 Year
One-time2
  • AI Star$2.99
  • Subscribe Permanent$19.99

Questions

Is Flow记账 free?
Flow记账 is free to download, with in-app purchases available.
Is Cush记账 free?
Cush记账 is free to download, with in-app purchases available.
Which has better reviews, Flow记账 or Cush记账?
Flow记账 is rated higher. Flow记账 averages 5.0 out of 5 from 2 ratings, while Cush记账 averages 4.8 from 13 ratings.
Do Flow记账 or Cush记账 have ads?
Neither Flow记账 nor Cush记账 shows ads.
Which is updated more often, Flow记账 or Cush记账?
Flow记账 ships an update monthly, and Cush记账 fortnightly. Most recently, Flow记账 was updated on September 12, 2026 and Cush记账 on September 23, 2026.

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