Comparison

Ringgo vs Kemel Flex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Ringgo

Free

💰 Finance

★ 5.08 ratingsView app →

About

Ringgo

Manage your finances with ease and security. Receive salary, payments, transfers, and deposits all in one place. Access a range of benefits designed for you and your collaborators.

Highlights

Salary reception
Payment processing
Money transfers
Deposit handling
Withdrawal access
Collaborator benefits

Features

Read full description

Chegamos para descomplicar sua vida financeira e trazer muitos benefícios para Você e seus Colaboradores, com transparência, facilidade, segurança e credibilidade. Aqui você recebe salário, pagamentos, transferências, depósitos, saques e tem muitos benefícios!

About

Kemel Flex

Read full description

O Kemel Flex chegou para você aproveitar os benefícios que a sua empresa oferece com flexibilidade e autonomia. Com ele você pode: - Receber benefícios - Sacar no Banco24Horas - Comprar em toda a rede ELO

Screenshots

Ringgo4 screens

Kemel Flex4 screens

Verdict

The call

The clearest difference is iOS requirement: Kemel Flex at 11.0 against Ringgo's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ringgo ships an update every 2 weeks, Kemel Flex every 3 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level

Ringgo versus Kemel Flex: the parameters behind the verdict, then further details
Parameter	Ringgo	Kemel Flex
Price	Free	Free
Rating	5.0 (8 ratings) — better	—
Positive reviews	31.7% of reviews	—
Number of ratings	8 — better	—
Update frequency	Every 2 weeks — better	Every 3 weeks
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15.5	11.0 — better
Further details — not scored
Size	79 MB	70 MB
Age rating	4+	4+
Developer	Onnibank S.A	Jazz Tecnologia e Solucoes em Meios de Pagamento Ltda

In-app purchases

None

Ringgo

No in-app purchases

None

Kemel Flex

No in-app purchases

Questions

Is Ringgo free?

Ringgo is free to download, with no in-app purchases.

Is Kemel Flex free?

Kemel Flex is free to download, with no in-app purchases.

Do Ringgo or Kemel Flex have ads?

Neither Ringgo nor Kemel Flex shows ads.

Which is updated more often, Ringgo or Kemel Flex?

Ringgo ships an update every 2 weeks, and Kemel Flex every 3 weeks. Most recently, Ringgo was updated on October 3, 2026 and Kemel Flex on October 4, 2026.