Total Quality Lending vs CancelBefore
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Quality Lending
This app simplifies the home buying and lending process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also scan and upload documents, access contact information, and stay updated on industry news.
- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access loan officer contacts
- Stay updated on industry news
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Total Quality Lending commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the TQLend: Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the TQLend: Mobile App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Total Quality Lending Loan Officer and real estate agent and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the TQLend: Mobile App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Total Quality Lending Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. Let TQL show you how simple securing a home loan can be.
CancelBefore
This app helps you manage recurring bills and subscriptions by sending timely reminders before renewal dates. It offers features to track spending, view upcoming charges, and take action directly from notifications, preventing unwanted charges.
- Subscription and trial tracking
- Renewal alerts (7, 3, 1 day before)
- Actionable notifications (Cancel/Keep)
- Spending donut chart
- Calendar view of renewals
- AI Receipt Scan (Pro)
- Home screen widgets (Pro)
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Never wake up to a $129 surprise charge again. CancelBefore tracks every subscription, free trial, and recurring bill — then warns you 1, 3, and 7 days before each one renews. Tap "Keep" or "Cancel" right from the notification. No more digging through inboxes. No more forgotten Netflix accounts draining your bank. WHAT YOU GET (Free) • Track up to 5 subscriptions and trials • Smart renewal alerts — 7, 3, and 1 day before each charge • Spending donut chart by category • Beautiful calendar view of upcoming renewals • Rich notifications with Cancel / Keep / Snooze buttons • Color-coded service icons (Netflix, Spotify, Disney+, and 60+ more) • Countdown badges so you always know what's next UNLOCK PRO • Unlimited subscription tracking • AI Receipt Scan — snap a billing email or App Store receipt and CancelBefore auto-fills the subscription for you • Spending analytics with 6-month trend bars • Home screen widgets — see your monthly total and next renewal at a glance • iCloud sync — your data stays private, encrypted, and synced across all your devices • Beautiful dark mode PRICING • Monthly — $2.99/month • Annual — $19.99/year (7-day free trial, save 44% vs monthly) • Lifetime — $29.99 one-time (pay once, yours forever, no subscription) WHY CANCELBEFORE • Private by design — your subscription data lives on your device and in your iCloud only. We never see it. No accounts, no servers, no tracking. • Built for the way Apple does notifications — actionable alerts let you cancel or keep without ever opening the app. • Designed in 2026 — donut charts, calendar grids, countdown timers, brand-color icons. The subscription tracker your subscriptions deserve. THE MATH The average American wastes $127/year on forgotten subscriptions. CancelBefore pays for itself the first time it saves you from one renewal you would have missed. QUESTIONS support@cancelbefore.app cancelbefore.app/privacy cancelbefore.app/terms Track every subscription. Cancel before it renews. Get back the money that's leaking out of your account. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cancelbefore.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Total Quality Lending at none against CancelBefore's 1. CancelBefore's advantage is update cadence (every 9 days vs every 7 months) and rating (5.0 vs 4.8). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CancelBefore sells 1 one-off in-app purchase. Total Quality Lending asks for nothing beyond the download.
CancelBefore holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 2 respectively.
Total Quality Lending ships an update every 7 months, CancelBefore every 9 days. Both last shipped on October 24, 2026.
| Parameter | Total Quality Lending | CancelBefore |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 7 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 95 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Total Quality Financial, Inc. | chad vasquez |
In-app purchases
Total Quality Lending
No in-app purchases
CancelBefore
- Lifetime$29.99
Questions
Is Total Quality Lending free?
Is CancelBefore free?
Which has better reviews, Total Quality Lending or CancelBefore?
Do Total Quality Lending or CancelBefore have ads?
Which is updated more often, Total Quality Lending or CancelBefore?
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