Comparison

Payella vs AFO Card

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Payella

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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: โ€“ Remote opening of private and corporate accounts; โ€“ Customizable White Label solutions; โ€“ Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: โ€“ Unique multi-currency IBANs; โ€“ SWIFT & SEPA transactions; โ€“ Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; โ€“ Security you can trust; โ€“ Competitive pricing; โ€“ Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: โ€“ Transfer initiation; โ€“ Card top-up; โ€“ Transaction history overview; โ€“ Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.

About

AFO Card

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Banking made easy AFO cards and accounts are for everyone, individuals and businesses. Issued from the EU, accepted everywhere. IBAN account for your business in 24 hours. Get an international payment card for worldwide use. Your money is safe with us, 100% secured by the central bank. With us, you or your business can: โ€“ Get and unique IBAN account โ€“ Transfer and receive funds locally and globally โ€“ Hold and manage funds โ€“ Pay bills For more info, please visit https://afocard.com/

Screenshots

Payella3 screens
AFO Card3 screens

Verdict

The call

The clearest difference is update cadence: AFO Card at every 2 months against Payella's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payella ships an update every 3 months, AFO Card every 2 months. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.

Scorecard1 real difference ยท 5 level
Payella versus AFO Card: the parameters behind the verdict, then further details
ParameterPayellaAFO Card
PriceFreeFree
Update frequencyEvery 3 monthsEvery 2 months โ€” better
AdsYesYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.011.0
Further details โ€” not scored
Size58 MB62 MB
Age rating4+4+
DeveloperPAYELLA GROUP LTDAFO Card Ltd

In-app purchases

None

Payella

No in-app purchases

None

AFO Card

No in-app purchases

Questions

Is Payella free?
Payella is free to download, with no in-app purchases.
Is AFO Card free?
AFO Card is free to download, with no in-app purchases.
Do Payella or AFO Card have ads?
Both Payella and AFO Card show ads.
Which is updated more often, Payella or AFO Card?
Payella ships an update every 3 months, and AFO Card every 2 months. Most recently, Payella was updated on September 17, 2026 and AFO Card on September 19, 2026.

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