Comparison

Payella vs SeaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payella

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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.

About

SeaPay

Features
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SeaPay® is a financial powerhouse designed specifically for the marine industry. We are uniquely focused on providing solutions to seafarers, vessel owners and port-registered corporations. With SeaPay® you can step up your financial life. We cover all maritime needs for companies that employ crew, run charter operations. Our offering is also suitable for seafarers and their families abroad. You can always issue cards for your loved ones back home as well as send money worldwide. Our compliance team will help you with understanding your taxation and social security needs as well as anything concerning your financial success at sea. All of your finances are always under control with SeaPay® mobile app. With us you can: – Open an account with a unique IBAN – Hold and manage your funds in multiple currencies – Exchange seven currencies at affordable rates – Send and receive international bank wire transfers – Issue mass payments to bank accounts Our mobile app features: – Real-time review of account activity and balance – Transaction history to keep track of your spendings – New Feature for Recurring Transactions – Money transfers worldwide – Card top-up – Simplified sign in procedure with your password and biometric authentication. At SeaPay® we speak your language. We are a financial powerhouse for the marine specialists made by the marine specialists.

Screenshots

Payella3 screens
SeaPay3 screens

Verdict

The call

The clearest difference is update cadence: SeaPay at every 2 months against Payella's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payella ships an update every 3 months, SeaPay every 2 months. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 5 level
Payella versus SeaPay: the parameters behind the verdict, then further details
ParameterPayellaSeaPay
PriceFreeFree
Update frequencyEvery 3 monthsEvery 2 months — better
AdsYesYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.011.0
Further details — not scored
Size58 MB62 MB
Age rating4+4+
DeveloperPAYELLA GROUP LTDNave Magna Ltd.

In-app purchases

None

Payella

No in-app purchases

None

SeaPay

No in-app purchases

Questions

Is Payella free?
Payella is free to download, with no in-app purchases.
Is SeaPay free?
SeaPay is free to download, with no in-app purchases.
Do Payella or SeaPay have ads?
Both Payella and SeaPay show ads.
Which is updated more often, Payella or SeaPay?
Payella ships an update every 3 months, and SeaPay every 2 months. Most recently, Payella was updated on October 5, 2026 and SeaPay on October 1, 2026.

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