Comparison

Payella vs LubyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payella

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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.

About

LubyPay

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

Highlights
  • Secure and convenient payments
  • Free multi-currency wallet
  • Instant fund addition
  • Send, request, and transfer money
  • Multi-currency exchange
  • Virtual card issuance
Features
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LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card

Screenshots

Payella3 screens
LubyPay4 screens

Verdict

The call

The clearest difference is ads: LubyPay at none against Payella's shown. LubyPay also leads on update cadence (every 2 weeks vs every 3 months). Payella's advantage is iOS requirement (11.0 vs 13.4). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payella ships an update every 3 months, LubyPay every 2 weeks. The most recent releases landed on September 17, 2026 and October 1, 2026 respectively.

Scorecard3 real differences · 6 level
Payella versus LubyPay: the parameters behind the verdict, then further details
ParameterPayellaLubyPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better13.4
Further details — not scored
Size58 MB68 MB
Age rating4+17+
DeveloperPAYELLA GROUP LTDLubyAll LLC

In-app purchases

None

Payella

No in-app purchases

None

LubyPay

No in-app purchases

Questions

Is Payella free?
Payella is free to download, with no in-app purchases.
Is LubyPay free?
LubyPay is free to download, with no in-app purchases.
Do Payella or LubyPay have ads?
Payella shows ads; LubyPay does not.
Which is updated more often, Payella or LubyPay?
Payella ships an update every 3 months, and LubyPay every 2 weeks. Most recently, Payella was updated on September 17, 2026 and LubyPay on October 1, 2026.

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