Payella vs LubyPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payella
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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.
LubyPay
This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.
- Secure and convenient payments
- Free multi-currency wallet
- Instant fund addition
- Send, request, and transfer money
- Multi-currency exchange
- Virtual card issuance
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LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card
Screenshots
Verdict
The clearest difference is ads: LubyPay at none against Payella's shown. LubyPay also leads on update cadence (every 2 weeks vs every 3 months). Payella's advantage is iOS requirement (11.0 vs 13.4). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payella ships an update every 3 months, LubyPay every 2 weeks. The most recent releases landed on September 17, 2026 and October 1, 2026 respectively.
| Parameter | Payella | LubyPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 58 MB | 68 MB |
| Age rating | 4+ | 17+ |
| Developer | PAYELLA GROUP LTD | LubyAll LLC |
In-app purchases
Payella
No in-app purchases
LubyPay
No in-app purchases









