Comparison

Payella vs AppoQR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payella

Read full description

At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: – Remote opening of private and corporate accounts; – Customizable White Label solutions; – Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: – Unique multi-currency IBANs; – SWIFT & SEPA transactions; – Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; – Security you can trust; – Competitive pricing; – Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: – Transfer initiation; – Card top-up; – Transaction history overview; – Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.

About

AppoQR

Features
Read full description

AppoQR is your digital wallet for UnionPay cards. Register with your mobile number, verify your identity, and manage cards, balances, and payments from one app. PAY AT MERCHANTS • Show your payment QR code at checkout (AppO Code) • Scan merchant QR codes to pay quickly • Tap to pay with NFC on supported iPhones (iOS 17.4+) YOUR WALLET • View available balance and card details • Manage multiple UnionPay, bank, gift, and loyalty cards • See recent activity and transaction history • Discover cashback offers from nearby merchants SEND & ADD MONEY • Send money to other AppoQR users by mobile number • Add funds to your wallet using a debit card • Review amounts before you confirm SECURITY YOU CAN TRUST • Sign in with your mobile number and secure PIN • Optional Face ID for faster sign-in • Transaction PIN for payments and transfers • Tokenized, secure payment processing GETTING STARTED 1. Create a wallet or sign in with your mobile number 2. Complete verification and set your PIN 3. Add or link your card and start paying AppoQR is built for cardholders who want a simple, secure way to pay, transfer, and manage money on the go. Support: support@appopay.com Website: appopay.com

Screenshots

Payella3 screens
AppoQR4 screens

Verdict

The call

The clearest difference is ads: AppoQR at none against Payella's shown. AppoQR also leads on update cadence (every 4 days vs every 3 months). Payella's advantage is iOS requirement (11.0 vs 16.4). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payella ships an update every 3 months, AppoQR every 4 days. The most recent releases landed on September 17, 2026 and August 30, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Payella versus AppoQR: the parameters behind the verdict, then further details
ParameterPayellaAppoQR
PriceFreeFree
Update frequencyEvery 3 monthsEvery 4 days — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better16.4
Further details — not scored
Size58 MB81 MB
Age rating4+4+
DeveloperPAYELLA GROUP LTDStuffrs S.A

In-app purchases

None

Payella

No in-app purchases

None

AppoQR

No in-app purchases

Questions

Is Payella free?
Payella is free to download, with no in-app purchases.
Is AppoQR free?
AppoQR is free to download, with no in-app purchases.
Do Payella or AppoQR have ads?
Payella shows ads; AppoQR does not.
Which is updated more often, Payella or AppoQR?
Payella ships an update every 3 months, and AppoQR every 4 days. Most recently, Payella was updated on September 17, 2026 and AppoQR on August 30, 2026.

Other comparisons