Payella vs Owner.One Mobile
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Payella
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At Payella we have created solutions for private and corporate clients who are looking for robust financial tools to make their daily operations more efficient: โ Remote opening of private and corporate accounts; โ Customizable White Label solutions; โ Physical & virtual payment cards, powered by Mastercard. A current account from Payella will empower you with a range of essential features: โ Unique multi-currency IBANs; โ SWIFT & SEPA transactions; โ Cards for daily online and in-store payments, salary payouts, and ATM withdrawals; โ Security you can trust; โ Competitive pricing; โ Professional customer support. The Payella app allows you to manage financial operations directly from your smartphone and gives you full control over your funds 24/7: โ Transfer initiation; โ Card top-up; โ Transaction history overview; โ Customer support chat. Enjoy a new way to deal with private and corporate funds through the integration of advanced and secure technologies, packed in a satisfying user experience.
Owner.One Mobile
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Algorithmic hands-free tranfer of assets data from a capital founder to family members. Wealth tranfer self-acting algorithms will work automatically, never too early, never too late, but just-in-time. They will be triggered by life events, outlined by the owner and will reach the addressee. A client-owned autonomous infrastructure for inventory, control, and transit of capital and assets data. No third parties are needed.
Screenshots
Verdict
The clearest difference is in-app purchases: Payella at none against Owner.One Mobile's 3. Payella also leads on iOS requirement (11.0 vs 16.0). Owner.One Mobile's advantage is ads (none vs shown) and update cadence (monthly vs every 3 months). On price and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Owner.One Mobile sells 3 one-off in-app purchases. Payella asks for nothing beyond the download.
Payella ships an update every 3 months, Owner.One Mobile monthly. The most recent releases landed on October 5, 2026 and September 24, 2026 respectively.
| Parameter | Payella | Owner.One Mobile |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Monthly โ better |
| Ads | Yes | No โ better |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 11.0 โ better | 16.0 |
| Further details โ not scored | ||
| Size | 58 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYELLA GROUP LTD | OYSTEQ SOFTWARE DESIGN L.L.C |
In-app purchases
Payella
No in-app purchases
Owner.One Mobile
- Classic Month$200.00
- Classic Quarter$600.00
- Business Month$1000.00









