Comparison

Vaulit vs CompounderHQ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vaulit

Manage your finances with ease. Track spending, pay bills, and discover exclusive offers to save money on every transaction. Securely manage your funds and get a dedicated card.

Highlights
  • Expense tracking
  • Bill payment
  • Money management
  • Exclusive offers
  • Secure transactions
  • Virtual card
Features
Read full description

Spend Smarter and Securely, Save on every transaction, track your money, pay bills effortlessly, and get exclusive offers. Install now and get your Vaulit card

About

CompounderHQ

Features
Read full description

Find quality compounders with the screener, Guru Consensus across 20 tracked 13F investors, and Signal Zones across US-listed securities. Dividend, income and after-tax tracker for US stocks and covered-call ETFs such as JEPQ, SPYI, QQQI and JEPI. Judge them with the Compounder Score and its quality gate, a 2-stage DCF fair value estimate, F-Score and Z-Score checks, and covered-call payout verdicts from distribution coverage, consistency, and NAV trend. Track what they pay with a 365-day dividend calendar, a received ledger, and a per-month, per-account income forecast with FIRE goals. Keep the record straight across every account: specific-lot cost basis, real tax wrappers, and an after-tax view for 9 residencies. Your 1099 is the authority, and entering it replaces our estimates for that fund and year. CORE CAPABILITIES • Multi-account, specific-lot tax accounting: Taxable, Trad IRA, Roth, 401(k), HSA plus 19 international wrappers (including NISA, ISA, SIPP, SRS, MPF, IRP, NPS, PPF) are real entities, not labels. Lots track FIFO, LIFO, min-tax, max-tax, or average cost. • Forward 12-month after-tax income, per residency: dividends projected after domestic tax and treaty withholding, with the Foreign Tax Credit modelled where it applies. Tax-advantaged accounts shelter domestic tax only; US withholding still applies. BUILT FOR THE COMPOUNDER • Compounder Score 0 to 10: an umbrella over three lenses (Income, Growth, Value) anchored by a Quality gate; drill into each lens per holding • Signal Zones and technical alerts: Accumulate, Hold, and Reduce reads from RSI-14, MACD, 50/200-day crosses, and distance from the 52-week high, with a confidence score and rationale. Set your own RSI, yield, P/E, or Compounder Score thresholds. Informational context, not trade signals. • 13F guru ownership: which of 20 tracked investors own a stock, plus Guru Consensus • Quality-Growth screener with lens filters and a Margin-of-Safety view • Capital allocation: owner earnings and buyback yield net of SBC dilution • Income Goal and FIRE date: year-by-year income projection with flat-growth and dividend-cut scenarios • Portfolio X-Ray: the underlying exposure behind ETFs you hold • Face ID app lock plus a Lock Screen and Dynamic Island ticker • Dividend Calendar with inline distribution detail • Withdrawal sequencing plus a year-end tax-harvest view • CSV import recognises exports from Fidelity, Schwab, Vanguard, Interactive Brokers, SBI, Rakuten and Monex, plus a generic format • Ex-dividend and earnings alerts, widgets, deep links, and Siri answers for your income forecast • iPhone and iPad PRIVACY FIRST On-device by default (SwiftData). Optional iCloud sync stays in your private database, which we can't read, and Settings shows its status. No analytics, no advertising IDs, no third-party SDKs. PRICING Start with 2 weeks of full access free, no payment required and no feature held back. After that, Accounts and Watchlist stay free with 1 account, up to 10 open positions and 1 CSV import, and nothing you enter is ever locked away. CompounderHQ Pro unlocks Income, Act, X-Ray, Alerts and unlimited accounts, positions and imports for $39.99 per year. Pro is an auto-renewable annual subscription. Nothing is charged unless you choose to subscribe. Once subscribed, the price is charged to your Apple Account and renews annually unless cancelled at least 24 hours before the period ends. Manage or cancel in iOS Settings. CompounderHQ is an information and analytics tool for US-listed securities only. It is not financial, tax, or investment advice. Terms of Use (EULA): https://marsstudio.app/compounderhq/terms Privacy Policy: https://marsstudio.app/compounderhq/privacy

Screenshots

Vaulit4 screens
CompounderHQ4 screens

Verdict

The call

The clearest difference is in-app purchases: Vaulit at none against CompounderHQ's 1. Vaulit also leads on iOS requirement (15.1 vs 26.0). CompounderHQ's advantage is update cadence (every 2 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CompounderHQ sells 1 in-app purchase, starting at $39.99 per year. Vaulit asks for nothing beyond the download.

UpkeepUpdate frequency

Vaulit ships an update every 6 weeks, CompounderHQ every 2 days. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
Vaulit versus CompounderHQ: the parameters behind the verdict, then further details
ParameterVaulitCompounderHQ
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size96 MB25 MB
Age rating4+4+
DeveloperRelworxAtchutarao Killamsetty

In-app purchases

None

Vaulit

No in-app purchases

1 purchases

CompounderHQ

Subscriptions1
  • CompounderHQ$39.991 Year

Questions

Is Vaulit free?
Vaulit is free to download, with no in-app purchases.
Is CompounderHQ free?
CompounderHQ is free to download, with in-app purchases available.
Do Vaulit or CompounderHQ have ads?
Neither Vaulit nor CompounderHQ shows ads.
Which is updated more often, Vaulit or CompounderHQ?
Vaulit ships an update every 6 weeks, and CompounderHQ every 2 days. Most recently, Vaulit was updated on October 24, 2026 and CompounderHQ on October 23, 2026.

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