Miteri Smart vs ESi Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Miteri Smart
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Miteri Smart is Miteri Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Miteri Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Miteri Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Miteri Bank, and you need to subscribe to the Miteri Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Miteri Smart is a Member of Fonepay Network. Smart Banking for Smart People.
ESi Pay
This app facilitates transparent fund distribution for a conditional basic income pilot program, supporting mothers and children. It uses biometric authentication and allows donors to track the impact of their contributions. The program is expanding to new countries.
- Conditional Basic Income pilot support
- Biometric authentication
- Transparent fund distribution
- Donor impact tracking
- Program expansion
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The ESi app by EinStrong Foundation successfully powers the Conditional Basic Income (CBI) pilot in Cambodia, South Sudan & Nepal, supporting nearly 6,000 mothers and children across 100+ merchants as of October 2024. With biometric authentication, the app ensures transparent fund distribution and allows donors to track the impact of their contributions. Building on this success, plans are underway to expand the program to other countries, including those in Africa.
Screenshots
Verdict
The clearest difference is update cadence: ESi Pay at every 5 weeks against Miteri Smart's every 12 months. Miteri Smart's advantage is iOS requirement (12.2 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Miteri Smart ships an update every 12 months, ESi Pay every 5 weeks. The most recent releases landed on October 3, 2026 and October 14, 2026 respectively.
| Parameter | Miteri Smart | ESi Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 12 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.2 — better | 15.0 |
| Further details — not scored | ||
| Size | 76 MB | 146 MB |
| Age rating | 4+ | 17+ |
| Developer | MITERI DEVELOPMENT BANK LIMITED | EinStrong Foundation (U.S.) |
In-app purchases
Miteri Smart
No in-app purchases
ESi Pay
No in-app purchases
