Comparison

Points by NBB vs Totem

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Points by NBB

This rewards program lets NBB customers earn points for card spending and other activities. Redeem points for cashback, donations, or enter raffles for prizes. Family members can also contribute to a shared account.

Highlights
  • Earn points on card spending
  • Redeem for cashback
  • Donate points to charity
  • Enter raffles for prizes
  • Family household accounts
  • Exclusive offers and promotions
Features
Read full description

Points by NBB is a rewards program designed especially for NBB customers, tailored to their preferences and lifestyle. It rewards them for Card spending and other activities, offering a variety of redemption options. NBB customers can log into Points App simply by using their existing NBB Digital Banking username and password. They will earn points for various financial and non-financial activities, as well as special occasions. Additionally, customers can accumulate points collectively through a household account, enabling the entire family to accelerate the earning and redemption process. Points rewards come in two types: 1. Base Points: Earned through Credit and Prepaid Card spending.* 2. Bonus Points: Earned through other activities.* How can I earn points on the Points App? 1. Spend with NBB Credit and Prepaid Cards. 2. Apply and get the Card that suits you through NBB Digital Banking App. 3. Complete your profile to receive rewards on your next login. 4. Respond to surveys. 5. Earn points on special occasions. 6. Participate in Points challenges and earn points. What can I redeem my points for? 1. Base Points: ◦ Cashback: Each 100 Base Points is equivalent to BHD 1, minimum amount to cashback is 1,000 Base Points. ◦ Donate your points to charity. 2. Bonus and Base Points: ◦ Participate in raffles and get a chance to win valuable prizes. On top of that, you will have exclusive access to many exciting offers and promotions prepared just for you! Raffles Disclaimer: All raffles are monitored, and the draws will be attended by a representative from the Bahraini Ministry of Industry and Commerce. Points’ members can redeem their points against unlimited raffle tickets using their Base or Bonus points at the announced ticket value. Winners will be announced and notified via email, SMS, and an in-app notification immediately after the draw, they will also be contacted by an NBB employee to arrange for the prize collection or delivery. All raffles are sponsored and processed exclusively by the National Bank of Bahrain. *Debit Cards also earn points with specific offers. Find out more about the offers section in Points by NBB App.

About

Totem

Features
Read full description

Universal logger for medical labs, gym reps, and habits. Visualize your life. Offline only.

Screenshots

Points by NBB3 screens
Totem3 screens

Verdict

The call

The clearest difference is update cadence: Totem at every 2 weeks against Points by NBB's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Points by NBB ships an update every 3 months, Totem every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Points by NBB versus Totem: the parameters behind the verdict, then further details
ParameterPoints by NBBTotem
PriceFreeFree
Rating3.6 (16 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings16 — better—
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size74 MB50 MB
Age rating4+4+
DeveloperNational Bank of BahrainRoman Kurnovskii

In-app purchases

None

Points by NBB

No in-app purchases

None

Totem

No in-app purchases

Questions

Is Points by NBB free?
Points by NBB is free to download, with no in-app purchases.
Is Totem free?
Totem is free to download, with no in-app purchases.
Do Points by NBB or Totem have ads?
Neither Points by NBB nor Totem shows ads.
Which is updated more often, Points by NBB or Totem?
Points by NBB ships an update every 3 months, and Totem every 2 weeks. Most recently, Points by NBB was updated on October 24, 2026 and Totem on October 28, 2026.

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