Comparison

PPF banka Smart Banking vs GMSDirect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

PPF banka Smart Banking

Banka pro jedinečné klienty

GBI GMSDIrect App

About

PPF banka Smart Banking

Features

Read full description

With PPF banka Smart Banking, you can keep track of your finances and manage them anytime, anywhere. In addition, you can conveniently and quickly enter payment orders manually or by scanning a QR code, change some card and account settings or contact your banker.

About

GMSDirect

Features

Read full description

GMS Application of Garanti BBVA International is an online banking platform which offers direct access to daily banking. This application and service is only accessible for Global Markets Sales Clients of Garanti BBVA International.

Screenshots

PPF banka Smart Banking4 screens

GMSDirect4 screens

Verdict

The call

The clearest difference is update cadence: PPF banka Smart Banking at every 3 weeks against GMSDirect's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PPF banka Smart Banking ships an update every 3 weeks, GMSDirect every 8 months. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 5 level

PPF banka Smart Banking versus GMSDirect: the parameters behind the verdict, then further details
Parameter	PPF banka Smart Banking	GMSDirect
Price	Free	Free
Update frequency	Every 3 weeks — better	Every 8 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone	iPhone, iPad — better
Requires iOS	16.0	16.0
Further details — not scored
Size	28 MB	52 MB
Age rating	4+	4+
Developer	PPF banka a.s.	Garantibank International N.V.

In-app purchases

None

PPF banka Smart Banking

No in-app purchases

None

GMSDirect

No in-app purchases

Questions

Is PPF banka Smart Banking free?

PPF banka Smart Banking is free to download, with no in-app purchases.

Is GMSDirect free?

GMSDirect is free to download, with no in-app purchases.

Do PPF banka Smart Banking or GMSDirect have ads?

Neither PPF banka Smart Banking nor GMSDirect shows ads.

Which is updated more often, PPF banka Smart Banking or GMSDirect?

PPF banka Smart Banking ships an update every 3 weeks, and GMSDirect every 8 months. Most recently, PPF banka Smart Banking was updated on October 4, 2026 and GMSDirect on October 7, 2026.