Comparison

Subscriptions vs Paco

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriptions

Manage all your recurring payments in one place. Easily add, organize, and track subscriptions with customizable features and helpful reminders. Get insights into your spending with comprehensive analytics and sync data across all your Apple devices.

Highlights
  • Effortless subscription adding
  • Organize by category, due date, tags
  • Supports over 160 currencies
  • Comprehensive analytics and charts
  • Payment and expiration reminders
  • iCloud sync across devices
  • Ad-free experience
Features
Read full description

Subscriptions is a native SwiftUI app that works seamlessly on iPhone, iPad, and macOS. It features a beautifully designed interface, adhering to Apple's design principles and offering rich customizable features. You can easily keep track of and manage your subscriptions with ease. Features: - Effortlessly adding subscriptions from a vast selection - Organize subscriptions using categories, due dates, tags, and payment accounts - Supports over 160 currencies with daily updated exchange rates - Comprehensive analytics with summarizing charts. - Stay informed with payment and expiration reminders notifications - Widget support for reminders of upcoming payments. - Dark mode for eye comfort - Real-time sync across devices with iCloud - Ad-free experience Pro version: - Multiple tags per subscription - Tracking spending by payment accounts - Face ID, Touch ID & passcode to unlock the app - Data backup & restore - Export to CSV - Easy to import app data via app link - Search app store apps from templates - Price history feature for managing free trials, interruptions, and price changes - Daily exchange rate updates - Long-term support - Help me to keep developing this project Free version: - Unlimited subscriptions  - Unlimited categories - Free iCloud sync - Full analytics set - Etc Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Paco

Features
Read full description

Paco est une application de gestion de budget et de finances personnelles conçue pour vous aider à suivre vos dépenses, analyser votre budget mensuel et reprendre le contrôle de votre argent. Simple, intuitive et 100 % privée, Paco vous permet de mieux comprendre vos finances au quotidien sans connexion bancaire ni compte en ligne. Au lieu de simplement suivre vos dépenses, vous apprenez à les anticiper, les organiser et optimiser votre gestion financière. Suivi de budget simple et efficace : Saisie rapide des dépenses et revenus : ajoutez vos transactions en quelques secondes Tableau de bord financier clair : visualisez votre budget, vos dépenses et vos catégories en un coup d’œil Gestion des revenus et charges récurrentes : salaires, loyers, abonnements automatiquement intégrés à votre budget mensuel Fonctionnalités Premium de gestion financière avancée : Burn Rate (météo du budget) : visualisez votre rythme de dépenses par rapport à votre budget mensuel Lissage annuel des dépenses : anticipez vos charges annuelles (impôts, assurances) et calculez votre vrai reste à vivre Projection financière annuelle : estimation de votre solde en fin d’année basée sur vos habitudes de dépenses et revenus Analyse des dépenses mensuelles et hebdomadaires : comparez l’évolution de vos finances personnelles dans le temps Analyse par catégories de dépenses : identifiez les postes de dépenses les plus importants pour mieux gérer votre argent Application de finances personnelles 100 % privée : Aucune connexion bancaire requise Aucun compte utilisateur Aucun cloud, aucune synchronisation externe Toutes vos données financières sont stockées localement sur votre appareil. Gestion de budget et épargne simplifiée Téléchargez Paco, votre application de gestion de budget personnel, et reprenez le contrôle de vos finances, de vos dépenses et de votre épargne au quotidien.

Screenshots

Subscriptions4 screens
Paco4 screens

Verdict

The call

The clearest difference is iOS requirement: Paco at 14.0.0 against Subscriptions's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscriptions sells 4 in-app purchases, starting at $2.99 per year and Paco sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscriptions ships an update monthly, Paco every 2 weeks. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Subscriptions versus Paco: the parameters behind the verdict, then further details
ParameterSubscriptionsPaco
PriceFreeFree
Rating4.7 (173 ratings) — better—
Positive reviews86.2% of reviews—
Number of ratings173 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.014.0.0 — better
Further details — not scored
Size29 MB36 MB
Age rating4+4+
DeveloperTouchbits Inc.Lillapp

Bugs and requests

Subscriptions

Reported bugs

3 issues
  • App crashes and freezes on some devices
  • Syncing issues between iOS and macOS
  • Unexpected data loss/reset

Requested features

5 requests
  • Calendar integration
  • Ability to pause subscriptions
  • Custom notification settings
  • Multi-user/family sharing
  • More language support (e.g., Portuguese, Arabic)

Paco

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Subscriptions

Subscriptions1
  • Yearly$2.991 Year
One-time3
  • Lifetime$8.99
  • Lifetime - Family Sharing$12.99
  • Lifetime - Family Sharing$19.99
2 purchases

Paco

Subscriptions1
  • Paco+ mensuel$2.991 Month
One-time1
  • Paco+ à vie$22.99

Questions

Is Subscriptions free?
Subscriptions is free to download, with in-app purchases available.
Is Paco free?
Paco is free to download, with in-app purchases available.
Do Subscriptions or Paco have ads?
Neither Subscriptions nor Paco shows ads.
Which is updated more often, Subscriptions or Paco?
Subscriptions ships an update monthly, and Paco every 2 weeks. Most recently, Subscriptions was updated on November 7, 2026 and Paco on October 31, 2026.

Other comparisons