Comparison

Dhanaprapti mBank vs Nirika iSmart

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Dhanaprapti mBank

Features
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Dhanaprapti mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Dhanaprapti mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Dhanaprapti mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Dhanaprapti mBank accounts faster and securely via internet. Dhanaprapti mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Dhanaprapti mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Dhanaprapti mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Dhanaprapti mBank, and you need to subscribe to the Dhanaprapti mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Dhanaprapti mBank Dhanaprapti mBank is leading Payment Service Provider. Dhanaprapti mBank is leading fin-tech company in Nepal.

About

Nirika iSmart

Features
Read full description

Nirika iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

Dhanaprapti mBank4 screens
Nirika iSmart4 screens

Verdict

The call

Dhanaprapti mBank and Nirika iSmart are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Dhanaprapti mBank ships an update every 3 months, Nirika iSmart every 4 months. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

ScorecardNo meaningful differences
Dhanaprapti mBank versus Nirika iSmart: the parameters behind the verdict, then further details
ParameterDhanaprapti mBankNirika iSmart
PriceFreeFree
Update frequencyEvery 3 months โ€” betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.715.6 โ€” better
Further details โ€” not scored
Size437 MB79 MB
Age rating17+17+
DevelopermBank TechnologiesDevanasoft Pvt Ltd

In-app purchases

None

Dhanaprapti mBank

No in-app purchases

None

Nirika iSmart

No in-app purchases

Questions

Is Dhanaprapti mBank free?
Dhanaprapti mBank is free to download, with no in-app purchases.
Is Nirika iSmart free?
Nirika iSmart is free to download, with no in-app purchases.
Do Dhanaprapti mBank or Nirika iSmart have ads?
Neither Dhanaprapti mBank nor Nirika iSmart shows ads.
Which is updated more often, Dhanaprapti mBank or Nirika iSmart?
Dhanaprapti mBank ships an update every 3 months, and Nirika iSmart every 4 months. Most recently, Dhanaprapti mBank was updated on November 3, 2026 and Nirika iSmart on October 27, 2026.

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