IPU vs SiyouPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IPU
Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.
- Send and receive money worldwide
- Unique IBAN for direct payments
- Multi-currency management
- Real-time FX rates
- Global payout tools
- Cross-continental commerce support
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We are proud to be the experts in bridging financial flows between Europe and Asia. Our deep regional expertise, trusted banking partners, and tailored solutions make it easy for businesses and entrepreneurs to connect markets, navigate regulations, and grow without borders. With IPU, you're supported by a team that understands the nuances of cross- continental commerce. WITH IPU, YOU CAN: • Send and receive money worldwide • Benefit from your own unique IBAN for faster, direct payments • Manage funds in multiple currencies with real-time FX rates • Access scalable & modern tools for payouts and vendor settlements • Bridge Europe and Asia with expert support and localized financial solutions • Get full control over your global finances anytime, anywhere IPU is more than just a payment platform. It's a global financial hub in your pocket. Download now and experience a smarter way to pay, link, and grow!
SiyouPay
A professional payment management app for merchants, offering tools for payment collection, expense tracking, sales analytics, and POS management. It provides multi-entity and store management with robust security features and multi-language support.
- Payment collection with multiple methods
- Expense tracking for financial management
- Real-time sales analytics and insights
- Centralized POS device management
- Multi-entity and store management
- Bank-level security encryption
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SiyouPay is a professional payment management app that provides comprehensive payment solutions for merchants. Core Features • Payment Collection - Process customer payments quickly with multiple payment methods • Expense Tracking - Record daily business expenses for better financial management • Sales Analytics - View real-time transaction data and business insights • POS Management - Centrally manage multiple POS devices for improved efficiency Data Analytics • View transaction statistics by day/week/month/quarter/year • Intuitive charts showing revenue trends • Detailed transaction records and statements • Support for refund processing and record queries Business Management • Multi-entity Management - Support for multiple legal entities • Store Management - Add and manage multiple store locations • Account Verification - Comprehensive KYC certification process • Security Protection - PIN lock and Face ID unlock Multi-language Support Supports 12 languages including Chinese, English, Italian, and more for international needs. Secure & Reliable • Bank-level security encryption • Two-factor authentication • Local PIN protection • Biometric unlock Perfect for small businesses, retail stores, restaurants, and any business requiring payment management solutions.
Screenshots
Verdict
The clearest difference is iOS requirement: IPU at 15.0 against SiyouPay's 18.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IPU ships an update every 3 weeks, SiyouPay every 2 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.
| Parameter | IPU | SiyouPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 58 MB | 131 MB |
| Age rating | 4+ | 4+ |
| Developer | International Payment Union, UAB | SIYOU TECHNOLOGY S.R.L |
Customer experience
IPU
SiyouPay
In-app purchases
IPU
No in-app purchases
SiyouPay
No in-app purchases









