Comparison

IPU vs SiyouPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IPU

Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.

Highlights
  • Send and receive money worldwide
  • Unique IBAN for direct payments
  • Multi-currency management
  • Real-time FX rates
  • Global payout tools
  • Cross-continental commerce support
Read full description

We are proud to be the experts in bridging financial flows between Europe and Asia. Our deep regional expertise, trusted banking partners, and tailored solutions make it easy for businesses and entrepreneurs to connect markets, navigate regulations, and grow without borders. With IPU, you're supported by a team that understands the nuances of cross- continental commerce. WITH IPU, YOU CAN: • Send and receive money worldwide • Benefit from your own unique IBAN for faster, direct payments • Manage funds in multiple currencies with real-time FX rates • Access scalable & modern tools for payouts and vendor settlements • Bridge Europe and Asia with expert support and localized financial solutions • Get full control over your global finances anytime, anywhere IPU is more than just a payment platform. It's a global financial hub in your pocket. Download now and experience a smarter way to pay, link, and grow!

About

SiyouPay

A professional payment management app for merchants, offering tools for payment collection, expense tracking, sales analytics, and POS management. It provides multi-entity and store management with robust security features and multi-language support.

Highlights
  • Payment collection with multiple methods
  • Expense tracking for financial management
  • Real-time sales analytics and insights
  • Centralized POS device management
  • Multi-entity and store management
  • Bank-level security encryption
Features
Read full description

SiyouPay is a professional payment management app that provides comprehensive payment solutions for merchants. Core Features • Payment Collection - Process customer payments quickly with multiple payment methods • Expense Tracking - Record daily business expenses for better financial management • Sales Analytics - View real-time transaction data and business insights • POS Management - Centrally manage multiple POS devices for improved efficiency Data Analytics • View transaction statistics by day/week/month/quarter/year • Intuitive charts showing revenue trends • Detailed transaction records and statements • Support for refund processing and record queries Business Management • Multi-entity Management - Support for multiple legal entities • Store Management - Add and manage multiple store locations • Account Verification - Comprehensive KYC certification process • Security Protection - PIN lock and Face ID unlock Multi-language Support Supports 12 languages including Chinese, English, Italian, and more for international needs. Secure & Reliable • Bank-level security encryption • Two-factor authentication • Local PIN protection • Biometric unlock Perfect for small businesses, retail stores, restaurants, and any business requiring payment management solutions.

Screenshots

IPU4 screens
SiyouPay4 screens

Verdict

The call

The clearest difference is iOS requirement: IPU at 15.0 against SiyouPay's 18.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IPU ships an update every 3 weeks, SiyouPay every 2 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
IPU versus SiyouPay: the parameters behind the verdict, then further details
ParameterIPUSiyouPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.4
Further details — not scored
Size58 MB131 MB
Age rating4+4+
DeveloperInternational Payment Union, UABSIYOU TECHNOLOGY S.R.L

Customer experience

IPU

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SiyouPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

IPU

No in-app purchases

None

SiyouPay

No in-app purchases

Questions

Is IPU free?
IPU is free to download, with no in-app purchases.
Is SiyouPay free?
SiyouPay is free to download, with no in-app purchases.
Do IPU or SiyouPay have ads?
Neither IPU nor SiyouPay shows ads.
Which is updated more often, IPU or SiyouPay?
IPU ships an update every 3 weeks, and SiyouPay every 2 weeks. Most recently, IPU was updated on November 3, 2026 and SiyouPay on October 25, 2026.

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