Comparison

GAPhub vs Splitify

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

GAPhub

Features
Read full description

MyGAPhub is a personal finance management tool that helps you plan towards your financial independence, execute those plans and manage your asset portfolio all in one place. Our personal finance app has been carefully designed bearing the needs of the 21st-century working-class adult in mind. Using the app will help you cognitively build the habit and discipline required to make you financially successful. Coordinate all your financial affairs from one place. Use your budget to empower yourself for success. Create your personal finance strategy. Avoid financial penalties due to missed obligations. Gain access to global asset acquisition opportunities. Manage your portfolio under five asset classes. Aggregate your global asset in your base currency in real-time. Track your financial goals with default and bespoke KPIs. And many more... MyGAPhub uses SSL 256-bit encryption - the same security protocol banks use to keep your personal information safe. The mobile app uses TouchID fingerprint authentication for added privacy and security. Personal Identification Number (PIN) can be used for easy and secured access to your mobile app.

About

Splitify

Features
Read full description

Splitify is the independent way to split expenses with friends, roommates, and travel buddies. No account to create, no ads to sit through, no bank behind it, no limits on what you can log โ€” and it's free. Forever. Open the app and start splitting in seconds. Your friends don't need to sign up either: share an invite link and they're in. WHY SPLITIFY IS DIFFERENT - No account needed โ€” not even an email. Download, open, split. - Free forever โ€” every feature included. No premium tier, no daily expense limits, no paywalled essentials. - No ads โ€” nothing standing between you and your expenses. - Independent and private โ€” Splitify isn't owned by a bank and doesn't sell your data. Your spending stays yours. EVERYTHING YOU NEED TO SETTLE UP - Splits for every occasion โ€” create a group for your trip, your flat, your team, or your relationship. - Clear balances โ€” always know who owes what, and settle up in a tap. - Any currency โ€” log expenses in different currencies, with exchange rates handled for you. - Recurring expenses โ€” set up rent, utilities, or shared subscriptions once, and Splitify keeps every month's balances right. - Works offline โ€” no signal on the road? Log now, sync later. - Smart notifications โ€” customizable alerts so nothing gets forgotten, without nagging anyone. - Make it yours โ€” light and dark mode, with your own accent color for each. - In your language โ€” English, French, and Spanish. PERFECT FOR - Trips and holidays: hotels, meals, fuel โ€” in any currency. - Roommates: rent, groceries, utilities. - Couples: everyday shared spending. - Friends and teams: dinners, gifts, events, subscriptions. Split expenses. Keep your privacy. That's the whole deal.

Screenshots

GAPhub4 screens
Splitify4 screens

Verdict

The call

The clearest difference is update cadence: Splitify at weekly against GAPhub's every 2 months. GAPhub's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GAPhub ships an update every 2 months, Splitify weekly. The most recent releases landed on October 1, 2026 and October 3, 2026 respectively.

Scorecard2 real differences ยท 4 level
GAPhub versus Splitify: the parameters behind the verdict, then further details
ParameterGAPhubSplitify
PriceFreeFree
Update frequencyEvery 2 monthsWeekly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.6 โ€” better16.0
Further details โ€” not scored
Size331 MB34 MB
Age rating4+4+
DeveloperPRISM FintechLoik Faure-Berlinguette

In-app purchases

None

GAPhub

No in-app purchases

None

Splitify

No in-app purchases

Questions

Is GAPhub free?
GAPhub is free to download, with no in-app purchases.
Is Splitify free?
Splitify is free to download, with no in-app purchases.
Do GAPhub or Splitify have ads?
Neither GAPhub nor Splitify shows ads.
Which is updated more often, GAPhub or Splitify?
GAPhub ships an update every 2 months, and Splitify weekly. Most recently, GAPhub was updated on October 1, 2026 and Splitify on October 3, 2026.

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