Comparison

UnLock vs EMI Calculator

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

UnLock

Features
Read full description

UnLock. Trade on your own terms. Doing business? Buy now, pay later. If you have trade accounts with suppliers, they usually come with strings attached: β€’ paying on their terms β€’ being β€˜locked-in’ with these suppliers β€’ paying invoices from multiple suppliers is an admin headache. With UnLock you can: * Pay when you want to – say goodbye to β€˜payable within 30 days’. You decide your own payment terms. * Choose from a huge range of suppliers – buy in-store or online from any supplier that accepts Mastercard. It’s like having a trade account with everyone. * One payment pays all your bills – when using the UnLock Mastercard, pay all your suppliers with just one monthly payment; quick and easy. * Everything in one account - no matter how many of your staff are buying things, you pay for all the purchases from one account; managing your books is easy. * Pay only for what you use - no monthly fees, no application fees, no annual fees. You only pay a transaction fee if you make a transaction.

About

EMI Calculator

Features
Read full description

EMI Calculator Smart Loan and Installment Manager Take control of your finances with EMI Calculator, the ultimate app for managing loans, tracking EMIs, and planning your payments with ease. Core Features: EMI Calculation – Easily compute your monthly installments with interest breakdown Split Payment Planning – Manage partial payments and customize your repayment strategy Monthly Due Date Tracking – Keep track of your EMI due dates to avoid late fees Smart Notifications – Get timely reminders so you never miss a payment Detailed Reports and Analytics – Gain insights into your financial commitments with visual reports Stay organized, avoid penalties, and plan your finances efficiently. Download EMI Calculator today and take charge of your EMIs effortlessly.

Screenshots

UnLock2 screens
EMI Calculator4 screens

Verdict

The call

The clearest difference is in-app purchases: UnLock at none against EMI Calculator's 1. UnLock also leads on ads (none vs shown). EMI Calculator's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. EMI Calculator sells 1 one-off in-app purchase. UnLock asks for nothing beyond the download.

UpkeepUpdate frequency

UnLock ships an update every 11 months, EMI Calculator every 6 months. The most recent releases landed on October 20, 2026 and October 28, 2026 respectively.

Scorecard3 real differences Β· 3 level
UnLock versus EMI Calculator: the parameters behind the verdict, then further details
ParameterUnLockEMI Calculator
PriceFreeFree
Update frequencyEvery 11 monthsEvery 6 months β€” better
AdsNo β€” betterYes
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.013.0 β€” better
Further details β€” not scored
Size54 MB29 MB
Age rating4+4+
DeveloperMarketlend Pty LtdADAVII (PVT) LTD

In-app purchases

None

UnLock

No in-app purchases

1 purchases

EMI Calculator

One-time1
  • EMI Pro$1.99

Questions

Is UnLock free?
UnLock is free to download, with no in-app purchases.
Is EMI Calculator free?
EMI Calculator is free to download, with in-app purchases available.
Do UnLock or EMI Calculator have ads?
EMI Calculator shows ads; UnLock does not.
Which is updated more often, UnLock or EMI Calculator?
UnLock ships an update every 11 months, and EMI Calculator every 6 months. Most recently, UnLock was updated on October 20, 2026 and EMI Calculator on October 28, 2026.

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